16525 Front Beach Road, Panama City Beach, FL 32413 (MLS# 997217)


$4,750,000
16525 Front Beach Road
Panama City Beach, FL 32413
MLS# 997217
6 beds  |  7 baths  |  3735 sqft


Array_16525FrontBeachRd-44
  1 / 61  
Array_16525FrontBeachRd-44 Array_16525FrontBeachRd-10 Array_16525FrontBeachRd-46 Array_16525FrontBeachRd-6 Array_16525FrontBeachRd-20 Array_16525FrontBeachRd-12 Array_16525FrontBeachRd-16 Array_16525FrontBeachRd-30 Array_16525FrontBeachRd-42 Array_16525FrontBeachRd-43 Array_16525FrontBeachRd-45 Array_16525FrontBeachRd-48 Array_16525FrontBeachRd-49 Array_16525FrontBeachRd-50 Array_16525FrontBeachRd-72 Array_16525FrontBeachRd-52 Array_16525FrontBeachRd-54 Array_16525FrontBeachRd-71 Array_16525FrontBeachRd-70 Array_16525FrontBeachRd-56 Array_16525FrontBeachRd-57 Array_16525FrontBeachRd-58 Array_16525FrontBeachRd-59 Array_16525FrontBeachRd-61 Array_16525FrontBeachRd-79 Array_16525FrontBeachRd-80 Array_16525FrontBeachRd-82 Array_16525FrontBeachRd-81 Array_16525FrontBeachRd-95 Array_16525FrontBeachRd-83 Array_16525FrontBeachRd-84 Array_16525FrontBeachRd-85 Array_16525FrontBeachRd-87 Array_16525FrontBeachRd-88 Array_16525FrontBeachRd-89 Array_16525FrontBeachRd-65 Array_16525FrontBeachRd-66 Array_16525FrontBeachRd-67 Array_16525FrontBeachRd-75 Array_16525FrontBeachRd-76 Array_16525FrontBeachRd-77 Array_16525FrontBeachRd-78 Array_16525FrontBeachRd-62 Array_16525FrontBeachRd-63 Array_16525FrontBeachRd-64 Array_16525FrontBeachRd-39 Array_16525FrontBeachRd-40 Array_16525FrontBeachRd-41 Array_16525FrontBeachRd-90 Array_16525FrontBeachRd-91 Array_16525FrontBeachRd-74 Array_16525FrontBeachRd-27 Array_16525FrontBeachRd-31 Array_16525FrontBeachRd-32 Array_16525FrontBeachRd-96 Array_16525FrontBeachRd-97 Array_16525FrontBeachRd-34 Array_16525FrontBeachRd-99 Array_16525FrontBeachRd-103 Array_16525FrontBeachRd-104 Array_16525FrontBeachRd-106

Property Description
Wake up to uninterrupted Gulf of Mexico views, step onto your private balcony, and hear nothing but waves. 16525 Front Beach Road is a fully furnished, turnkey beachfront home offering 50 feet of pristine Gulf frontage, its own beach walkover right out the back door over the dune, a heated pool, and rental projections of $359,000 annually with accommodations for up to 22 guests. Whether you're seeking a high-performing vacation rental on the Emerald Coast or a legacy Gulf front family retreat, this property delivers on every level. Maintained in like-new condition and offered fully furnished, this Gulf front home is move-in ready. With strong rental projections and capacity for large groups, it presents a compelling opportunity for investors seeking a premier beachfront vacation rental on

Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 1271.75
List Date: 2026-03-06
Current Price: $4,750,000
List Price: $4,750,000
Location, Tax and Legal
Sub Area: 2718 - Beach - Central South
Elementary School: Hutchinson Beach
Middle School: Surfside
High School: Arnold
Legal Description: 19 3S 16W -20-29C1 LOT E FRONTING 50' ON S R/W HWY 98 & EXTENDING 124.37' ORB 4636 P 686
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
SqFt Source: County PA Records
Immediate Occupancy: Yes
Garage: No
Carport: Yes
Carport Spaces: 3
Driveway Spaces: 5
Pool: Yes
Pool Type: Private
Apx SqFt(Htd/Cooled): 3735
Bedrooms: 6
Full Baths: 6
Half Baths: 1
Total Bathrooms: 7
# Stories: 3
Year Built: 2022
Acreage: 0.14
Listing Info, Tax & Legal
Homestead: No
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 30042.2
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Wake up to uninterrupted Gulf of Mexico views, step onto your private balcony, and hear nothing but waves. 16525 Front Beach Road is a fully furnished, turnkey beachfront home offering 50 feet of pristine Gulf frontage, its own beach walkover right out the back door over the dune, a heated pool, and rental projections of $359,000 annually with accommodations for up to 22 guests. Whether you're seeking a high-performing vacation rental on the Emerald Coast or a legacy Gulf front family retreat, this property delivers on every level. Maintained in like-new condition and offered fully furnished, this Gulf front home is move-in ready. With strong rental projections and capacity for large groups, it presents a compelling opportunity for investors seeking a premier beachfront vacation rental on
Waterfront
Gulf: 1
Waterfront Feet: 50
Construction Status
Construction Complete: 1
Parking Features
Carport Attached: 1
Covered: 1
Waterview
Gulf: 1
Lot/Parcel Access
City Road: 1
Paved Road: 1
Lot Features
Interior: 1
Level: 1
Survey Available: 1
Within 1/2 Mile to Water: 1
Construction/Siding
Foundation On Piling: 1
Roof Metal: 1
Roof Pitched: 1
Siding CmntFbrHrdBrd: 1
Utilities
Electric: 1
Gas - Natural: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Zoning
Resid Single Family: 1
Exterior
Balcony: 1
BBQ Pit/Grill: 1
Deck Covered: 1
Deck Open: 1
Patio Covered: 1
Patio Open: 1
Pool - Gunite Concrt: 1
Pool - Heated: 1
Interior
Breakfast Bar: 1
Ceiling Raised: 1
Floor Vinyl: 1
Furnished - All: 1
Kitchen Island: 1
Lock Out: 1
Owner's Closet: 1
Walls Paneled: 1
Washer/Dryer Hookup: 1
Wet Bar: 1
Window Treatment All: 1
Financing
Conventional: 1
VA: 1
Appliances
Cooktop: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Fire Alarm/Sprinkler: 1
Ice Machine: 1
Microwave: 1
Range Hood: 1
Refrigerator: 1
Refrigerator W/IceMk: 1
Smoke Detector: 1
Stove/Oven Dual Fuel: 1
Stove/Oven Gas: 1
Washer: 1
Wine Refrigerator: 1
Energy
AC - 2 or More: 1
AC - Central Elect: 1
Ceiling Fans: 1
Double Pane Windows: 1
Heat Cntrl Electric: 1
Heat Pump Air To Air: 1
Storm Doors: 1
Water Heater - Gas: 1
Water Heater - Tnkls: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Tile: 1
MBath Walk-In Closet: 1
MBed Balcony: 1
MBed Waterfront: 1
Bedroom
First: 1
Second: 1
Third: 1
Kitchen
Second: 1
Rooms
Balcony: 1
Bedroom: 1
Great Room: 1
Kitchen: 1
Recreation Room: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 16525
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Project Name/Subdivision: LULLWATER BEACH
Parcel ID: 33341-000-000
Property Features
Construction Status: Construction Complete
Lot Features: Interior; Level; Survey Available; Within 1/2 Mile to Water
Zoning: Resid Single Family
Waterfront: Gulf
Waterview: Gulf
Parking Features: Carport Attached; Covered
Exterior: Balcony; BBQ Pit/Grill; Deck Covered; Deck Open; Patio Covered; Patio Open; Pool - Gunite Concrt; Pool - Heated
Interior: Breakfast Bar; Ceiling Raised; Floor Vinyl; Furnished - All; Kitchen Island; Lock Out; Owner's Closet; Walls Paneled; Washer/Dryer Hookup; Wet Bar; Window Treatment All
Appliances: Cooktop; Dishwasher; Disposal; Dryer; Fire Alarm/Sprinkler; Ice Machine; Microwave; Range Hood; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Dual Fuel; Stove/Oven Gas; Washer; Wine Refrigerator
Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable
Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Heat Pump Air To Air; Storm Doors; Water Heater - Gas; Water Heater - Tnkls
Bedroom: First; Second; Third
Kitchen: Second
Rooms: Balcony; Bedroom; Great Room; Kitchen; Recreation Room
Financing: Conventional; VA
Supplements
the Emerald Coast. Designed to maximize Gulf views, the home features three expansive balconies connected by a spiral staircase, creating multiple outdoor living spaces with panoramic water views. Two Gulf-facing bedrooms open directly to their own balconies, letting guests wake up to the sound of waves and unobstructed views of the Gulf of Mexico. The second floor serves as the main living level, where an open-concept kitchen, dining, and living area flows seamlessly to a large balcony overlooking the beach. The kitchen is built for entertaining, featuring quartz countertops, custom cabinetry, a tile backsplash, a large island with seating for six, gas range, built-in ice maker, and double sinks. The first floor is designed for gathering and recreation, with a bunk room and recreation room that opens directly to the heated pool area. A built-in bar with ice maker and beverage refrigerator creates the perfect setup for poolside entertaining after a day on the beach. The primary suite offers Gulf views, a balcony, walk-in closet, double vanity, garden tub, and separate shower. Throughout the home you'll find shiplap accent walls, ensuite bathrooms in every bedroom, generous owner storage closets on each floor, and integrated WiFi extenders with indoor and outdoor speakers. Outside, a beach walkover, outdoor shower, Polywood outdoor furniture, and abundant parking round out a package that is rarely found in Gulf front homes. Positioned on a quiet stretch of beach with no nearby public walkovers, the shoreline here stays uncrowded, giving guests the feel of a private beach just steps from the door, while still being just minutes from Pier Park's restaurants, shopping, and entertainment. 16525 Front Beach Road is a rare Gulf front home where luxury amenities, an unbeatable location, and exceptional vacation rental income potential come together in one standout beachfront property.
Room Information
Room Name Level Dimensions Length Width
BedroomFirst10 x 1310.0013.00
Recreation RoomFirst14 x 1314.0013.00
BalconyFirst16 x 2216.0022.00
BedroomSecond11 x 1211.0012.00
BedroomSecond12 x 1212.0012.00
Great RoomSecond16 x 2916.0029.00
KitchenSecond16 x 1416.0014.00
BedroomThird14 x 1414.0014.00
BedroomThird13 x 1313.0013.00
BedroomSecond16 x 1416.0014.00

Listing Office: Christies International Real Estate Emerald Coast

Last Updated: April - 20 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.