20 E Water Street, Rosemary Beach, FL 32461 (MLS# 999133)


$4,495,000
20 E Water Street
Rosemary Beach, FL 32461
MLS# 999133
Status: Pending
4 beds  |  5 baths  |  2741 sqft


House
  1 / 79  
House 2-web-or-mls-hf_20260319_010254_441252a8 3-web-or-mls-hf_20260319_010219_6ae7b005 4-web-or-mls-DSC01139 6-web-or-mls-DSC01137 7-web-or-mls-DSC01136 8-web-or-mls-DSC01135 12-web-or-mls-DSC01131 13-web-or-mls-DSC01130 15-web-or-mls-DSC01127 16-web-or-mls-DSC01126 17-web-or-mls-DSC01125 18-web-or-mls-DSC01124 19-web-or-mls-DSC01123 20-web-or-mls-DSC01122 62-web-or-mls-DSC00918 61-web-or-mls-DSC00923 63-web-or-mls-DSC00913 47-web-or-mls-DSC00993 59-web-or-mls-DSC00933 60-web-or-mls-DSC00928 48-web-or-mls-DSC00988 49-web-or-mls-DSC00983 50-web-or-mls-DSC00978 51-web-or-mls-DSC00973 52-web-or-mls-DSC00968 57-web-or-mls-DSC00943 58-web-or-mls-DSC00938 54-web-or-mls-DSC00958 56-web-or-mls-DSC00948 65-web-or-mls-DSC00903 70-web-or-mls-DSC00878 71-web-or-mls-DSC00873 66-web-or-mls-DSC00898 67-web-or-mls-DSC00893 68-web-or-mls-DSC00888 82-web-or-mls-DSC00813 81-web-or-mls-DSC00818 80-web-or-mls-DSC00823 73-web-or-mls-DSC00863 79-web-or-mls-DSC00831 78-web-or-mls-DSC00838 77-web-or-mls-DSC00843 76-web-or-mls-DSC00848 75-web-or-mls-DSC00851 74-web-or-mls-DSC00856 35-web-or-mls-DSC01053 36-web-or-mls-DSC01048 37-web-or-mls-DSC01043 38-web-or-mls-DSC01038 33-web-or-mls-DSC01061 34-web-or-mls-DSC01058 32-web-or-mls-DSC01068 46-web-or-mls-DSC00998 39-web-or-mls-DSC01031 40-web-or-mls-DSC01026 41-web-or-mls-DSC01021 29-web-or-mls-DSC01081 42-web-or-mls-DSC01018 43-web-or-mls-DSC01013 44-web-or-mls-DSC01008 45-web-or-mls-DSC01001 24-web-or-mls-DSC01107 25-web-or-mls-DSC01101 26-web-or-mls-DSC01097 27-web-or-mls-DSC01092 83-web-or-mls-DJI_20260317092811_0429_D 89-web-or-mls-DJI_20260317092441_0419_D 90-web-or-mls-DJI_20260317092429_0418_D 92-web-or-mls-DJI_20260317092412_0416_D 93-web-or-mls-DJI_20260317092403_0415_D 95-web-or-mls-DJI_20260317082712_0414_D 97-web-or-mls-DJI_20260317082705_0413_D 98-web-or-mls-DJI_20260317082656_0412_D 99-web-or-mls-DJI_20260317082656_0412_D 84-web-or-mls-DJI_20260317092738_0428_D 85-web-or-mls-DJI_20260317092735_0427_D 86-web-or-mls-DJI_20260317092732_0426_D 87-web-or-mls-DJI_20260317092730_0425_D

Property Description
Originally envisioned in 2002 by renowned local architect Corey McWhorter, this residence is rooted in a timeless Bauhaus aesthetic--where clean lines, natural light, and purposeful design take center stage. A comprehensive 2023 transformation elevated the home into a refined coastal retreat, thoughtfully expanding its livability while preserving the integrity of its original architecture. The main residence now offers three distinct primary suites, including a newly introduced ensuite with a private balcony--creating a serene, elevated escape. Each space has been carefully reworked to enhance flow, privacy, and connection, resulting in a layout that feels both intentional and effortlessly livable. A newly added carriage house complements the property, offering flexibility for guests or

Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 1639.91
List Date: 2026-03-27
Current Price: $4,495,000
List Price: $4,495,000
Location, Tax and Legal
Sub Area: 1804 - S. of 98 East of Camp Creek
Elementary School: Dune Lakes
Middle School: Emerald Coast
High School: South Walton
Legal Description: LOT 1 BLK 36 ROSEMARY BEACH PH 6 PB 13-30 OR 2019-184 OR 2711-2292 OR 2843-967 OR 3043-1049 OR 3136-1000 OR 3203-930
General Property Info
Sub-Type: Detached Single Family
Design: Contemporary
SqFt Source: County PA Records
Garage: Yes
Carport: Yes
Carport Spaces: 2
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 2741
Bedrooms: 4
Full Baths: 4
Half Baths: 1
Total Bathrooms: 5
# Stories: 2
Year Built: 2002
Garage Spaces: 2
Acreage: 0.11
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 1615
Annual Assessment Amount: 6460
Assessment Paid: Quarterly
New Buyer Fee: Yes
New Buyer Fee Amt: 0.5
New Buyer Fee Paid: %
Last Taxes: 25207.55
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Originally envisioned in 2002 by renowned local architect Corey McWhorter, this residence is rooted in a timeless Bauhaus aesthetic--where clean lines, natural light, and purposeful design take center stage. A comprehensive 2023 transformation elevated the home into a refined coastal retreat, thoughtfully expanding its livability while preserving the integrity of its original architecture. The main residence now offers three distinct primary suites, including a newly introduced ensuite with a private balcony--creating a serene, elevated escape. Each space has been carefully reworked to enhance flow, privacy, and connection, resulting in a layout that feels both intentional and effortlessly livable. A newly added carriage house complements the property, offering flexibility for guests or
Construction Status
Construction Complete: 1
Parking Features
Carport Attached: 1
Garage Attached: 1
Lot/Parcel Access
Private Road: 1
Lot Features
Survey Available: 1
Within 1/2 Mile to Water: 1
Project Facilities
Beach: 1
Community Room: 1
Deed Access: 1
Exercise Room: 1
Pavillion/Gazebo: 1
Playground: 1
Pool: 1
Short Term Rental - Allowed: 1
Tennis: 1
TV Cable: 1
Waterfront: 1
Construction/Siding
Block: 1
Roof Metal: 1
Slab: 1
Stucco: 1
Trim Wood: 1
Utilities
Electric: 1
Gas - Natural: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Zoning
Resid Single Family: 1
Exterior
Balcony: 1
Fenced Lot-All: 1
Patio Covered: 1
Pool - Heated: 1
Pool - In-Ground: 1
Shower: 1
Sprinkler System: 1
Interior
Floor Hardwood: 1
Floor Tile: 1
Furnished - All: 1
Window Treatment All: 1
Appliances
Cooktop: 1
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven Double: 1
Range Hood: 1
Refrigerator W/IceMk: 1
Stove/Oven Gas: 1
Washer: 1
Energy
AC - High Efficiency: 1
Ceiling Fans: 1
Heat Pump Air To Air: 1
Insulated Doors: 1
Water Heater - Tnkls: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
Master Bedroom
Second: 1
Bedroom
Second: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Bedroom: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Fees Include
Accounting: 1
Ground Keeping: 1
Internet Service: 1
Land Recreation: 1
Management: 1
Recreational Faclty: 1
Security: 1
TV Cable: 1
Status Change Info
Status: Pending
Under Contract Date: 2026-04-12
Location Tax and Legal
Area: 18 - 30A East
Street #: 20
Street Direction: E
Street Name: Water
Street Suffix: Street
State: FL
Zip Code: 32461
County: Walton
Project Name/Subdivision: ROSEMARY BEACH
Parcel ID: 35-3S-18-16064-036-0010
Property Features
Construction Status: Construction Complete
Lot Features: Survey Available; Within 1/2 Mile to Water
Zoning: Resid Single Family
Parking Features: Carport Attached; Garage Attached
Project Facilities: Beach; Community Room; Deed Access; Exercise Room; Pavillion/Gazebo; Playground; Pool; Short Term Rental - Allowed; Tennis; TV Cable; Waterfront
Exterior: Balcony; Fenced Lot-All; Patio Covered; Pool - Heated; Pool - In-Ground; Shower; Sprinkler System
Interior: Floor Hardwood; Floor Tile; Furnished - All; Window Treatment All
Appliances: Cooktop; Dishwasher; Dryer; Microwave; Oven Double; Range Hood; Refrigerator W/IceMk; Stove/Oven Gas; Washer
Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable
Energy: AC - High Efficiency; Ceiling Fans; Heat Pump Air To Air; Insulated Doors; Water Heater - Tnkls
Master Bedroom: Second
Bedroom: Second
Kitchen: First
Living Room: First
Rooms: Bedroom; Kitchen; Living Room; Master Bathroom; Master Bedroom
Fees Include: Accounting; Ground Keeping; Internet Service; Land Recreation; Management; Recreational Faclty; Security; TV Cable
Supplements
extended stays while maintaining a cohesive architectural presence. Outdoors, the home transitions into a fully curated oasis designed for both relaxation and gathering. A saltwater pool serves as the centerpiece, while a custom plaster fire feature with a sculptural curved bench creates a striking focal point--inviting evenings of connection in a setting that feels both intimate and elevated. The seamless integration of indoor and outdoor living blurs the lines between structure and surroundings, enhancing the home's sense of calm and retreat. Every element--from the architectural lines to the restrained, intentional palette--has been selected to evoke a feeling of quiet luxury and restoration. A rare offering where design, function, and atmosphere come together to create a truly elevated living experience.
Room Information
Room Name Level Dimensions Length Width Remarks
Living RoomFirst35 x 1535.0015.00Living / Dining Area
KitchenFirst12 x 812.008.00
Master BedroomSecond14 x 1414.0014.00
Master BathroomSecond12 x 1212.0012.00
BedroomSecond14 x 1214.0012.00
BedroomSecond14 x 1214.0012.00

Listing Office: Rosemary Beach Realty LLC

Last Updated: April - 13 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.