20411 Front Beach Road, Panama City Beach, FL 32413 (MLS# 992079)


$5,400,000
20411 Front Beach Road
Panama City Beach, FL 32413
MLS# 992079
8 beds  |  9 baths  |  5464 sqft


Gulf Front
  1 / 29  
Gulf Front Exterior Front Pool on Gulf Boardwalk to Beach Gulf Front Living Room Gulf Front Living Kitchen Kitchen Bar Dining for 14 2nd Floor Balcony Lower Game Room 3rd Floor Game Room Gulf Front Bedroom #3 3rd Floor Balcony Gulf Front Bath #3 Bedroom #5 Gulf Front Bedroom Bath - Pic 1 Gulf Front Bedroom #2 Bedroom #5 Ensuite Bath Upper Level Balcony Bunk Room Sleeps 8 Queen over King Bedroom Gulf Front Bedroom #1 Gulf Front Bath #2 2nd Floor Bedroom Ensuite Bath Pic 2 Fire Escape Incredible Views Exterior Side View

Property Description
This thoughtfully designed RENTAL MACHINE checks all the boxes! 6589 sq, ft,of interior and covered exterior space to gather and entertain. As you drive up, ''Don't worry about where to park''. There are 3 covered spaces and 7 additional driveway parking spaces. This 8 bedroom (each with ensuite bath) masterpiece, boast 4 master suites on the gulf, each with large balconies. As you enter the bottom level the fun begins in a large arcade/game room facing the gulf. Walk out and grab a beach breeze and take a dip in the heated saltwater pool or take a quick walk across your boardwalk directly onto the sugar white sand. A full bath with shower is conveniently located on this level for easy access from the pool. The spacious second level living/dining/kitchen area presents

Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 988.29
List Date: 2025-12-31
Current Price: $5,400,000
List Price: $5,400,000
Location, Tax and Legal
Sub Area: 2725 - Beach - West South
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Legal Description: LAGUNA BEACH ESTS 13D2 PART OF LOT 4 BLK 1A COMM NELY COR OF SAID LOT 4 BLK 1-A SWLY ALG ELY LI 25.17' TH NW 3.78' FOR POB TH SW 69.84' NW 30' NE 12' NW 3.75' NE 57' SE 3.75' NE .84' SE 30' TO POB AKA UNIT 1 ORB 4450 P 282
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
SqFt Source: County PA Records
Garage: No
Carport: Yes
Carport Spaces: 3
Driveway Spaces: 7
Pool: Yes
Pool Type: Private
Apx SqFt(Htd/Cooled): 5464
Bedrooms: 8
Full Baths: 8
Half Baths: 1
Total Bathrooms: 9
# Stories: 4
Year Built: 2023
Acreage: 0.09
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 500
Annual Assessment Amount: 500
Assessment Paid: Annually
New Buyer Fee: No
Last Taxes: 32092.61
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: This thoughtfully designed RENTAL MACHINE checks all the boxes! 6589 sq, ft,of interior and covered exterior space to gather and entertain. As you drive up, ''Don't worry about where to park''. There are 3 covered spaces and 7 additional driveway parking spaces. This 8 bedroom (each with ensuite bath) masterpiece, boast 4 master suites on the gulf, each with large balconies. As you enter the bottom level the fun begins in a large arcade/game room facing the gulf. Walk out and grab a beach breeze and take a dip in the heated saltwater pool or take a quick walk across your boardwalk directly onto the sugar white sand. A full bath with shower is conveniently located on this level for easy access from the pool. The spacious second level living/dining/kitchen area presents
Waterfront
Gulf: 1
Waterfront Feet: 38
Construction Status
Construction Complete: 1
Parking Features
Other: 1
Waterview
Gulf: 1
Utilities
Electric: 1
Public Sewer: 1
Public Water: 1
Zoning
Resid Single Family: 1
Exterior
Balcony: 1
BBQ Pit/Grill: 1
Deck Open: 1
Pool - Heated: 1
Pool - In-Ground: 1
Shower: 1
Interior
Elevator: 1
Furnished - All: 1
Energy
AC - 2 or More: 1
Water Heater - Tnkls: 1
Bedroom
Second: 1
Third: 1
Fourth: 1
Kitchen
Second: 1
Living Room
Second: 1
Rooms
Bedroom: 1
Bonus Room: 1
Dining Area: 1
Kitchen: 1
Living Room: 1
Recreation Room: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 20411
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Project Name/Subdivision: LAGUNA BEACH
Parcel ID: 36626-010-000
Property Features
Construction Status: Construction Complete
Zoning: Resid Single Family
Waterfront: Gulf
Waterview: Gulf
Parking Features: Other
Exterior: Balcony; BBQ Pit/Grill; Deck Open; Pool - Heated; Pool - In-Ground; Shower
Interior: Elevator; Furnished - All
Utilities: Electric; Public Sewer; Public Water
Energy: AC - 2 or More; Water Heater - Tnkls
Bedroom: Second; Third; Fourth
Kitchen: Second
Living Room: Second
Rooms: Bedroom; Bonus Room; Dining Area; Kitchen; Living Room; Recreation Room
Supplements
the perfect area to gather for entertainment or sit together for meals while enjoying the breathtaking views from the full length balcony. The 2nd through 4th levels offer multiple bedrooms and bunk areas with 4 of the bedrooms being gulf front with large balconies overlooking the water. As an owner, you will appreciate the little extras in this home that facilitate ease of maintenance and reduction of overhead cost. Coastal Green Air sensors on all doors and windows, tankless hot water tank, 15 year warranty on siding with color all the way through instead of just painted, and extra support from the well engineered sea wall. If you are an investor, you will recognize what we mean when we said "This checks all the boxes". This home was thoughtfully designed with consideration of what guest truly want.....lots of entertainment areas, multiple large spaces to gather, space for all to sit together and enjoy meals, multiple master suites with balconies overlooking the gulf, easy walk out access to the beach and a most important one....plenty of space for everyone to park! Schedule your appointment to preview today!
Room Information
Room Name Level Dimensions Length Width Remarks
Living RoomSecond18.5 x 1718.5017.00
Dining AreaSecond18.5 x 1518.5015.00
KitchenSecond15 x 10.915.0010.90
BedroomSecond12.8 x 13.812.8013.80
BedroomThird15 x 1115.0011.00Gulf Front
BedroomThird15 x 1115.0011.00Gulf Front
BedroomFourth15 x 1115.0011.00Gulf Front
BedroomFourth15 x 1115.0011.00Gulf Front
Recreation RoomFirst28 x 29.428.0029.40Arcade/Game Room
Bonus RoomThird17.2 x 29.417.2029.40

Listing Office: 30A Local Real Estate

Last Updated: February - 11 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.