2809 Scenic Hwy 98, Destin, FL 32541 (MLS# 994900)


$2,850,000
2809 Scenic Hwy 98
Destin, FL 32541
MLS# 994900
Status: Pending
6 beds  |  5 baths  |  2630 sqft


Corner lot on Scenic 98 directly across the street from the beach with Gulf views from the home.
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Corner lot on Scenic 98 directly across the street from the beach with Gulf views from the home. Back Exterior & Pool Carriage House + Pool Corner Lot on Scenic 98 Shirah Beach Access is just a leisurely 2-minute stroll from the home. Golf Cart Included Front Porch Living Area Living Area Open Concept Dining Breakfast Bar Kitchen Kitchen 1st Floor Bedroom 1st Floor Bedroom 1st Floor Full Bathroom Dining & Stairs The master features a private balcony facing the front yard with Gulf views. Master Suite Master Balcony Gulf Views from Master Balcony Master Suite Master Bath Master Bath Master Bath Bedroom 3 Bedroom 3 2nd Floor Back Balcony Backyard View from Balcony Bedroom 3 Bedroom 3 Ensuite Bathroom Hallway/Stairs 3rd Floor Loft 3rd Floor Loft Loft Kitchenette 3rd Floor Balcony 3rd Floor Balcony Located on the 3rd floor featuring a private balcony with Gulf views. Private Balcony with Gulf View Private Balcony with Gulf View Bedroom 4 3rd Floor Full Bathroom Carriage House Primary Bedroom Primary Bedroom w/ Kitchenette Carriage House Kitchenette Shared Full Bathroom Second Bedroom Second Bedroom Outdoor Shower Corner Lot on Scenic 98 Crystal Beach Proximity to Henderson Beach State Park Proximity to Destin Commons

Property Description
Located directly along Scenic Hwy 98 on a prominent corner lot, this exceptional three-story coastal retreat offers Gulf views from the second & third levels and is just 0.1 miles from the Shirah Beach Access, a leisurely 2-minute stroll to the sugar-white sands. Thoughtfully designed & impeccably maintained, the property presents a rare ''two-homes-in-one'' configuration ideal for personal enjoyment & high-performing short-term rental use. The 4-bedroom main residence is complemented by a separate 2-bedroom carriage house, with a heated pool & pool deck serving as the private focal point between the two structures. This flexible layout provides privacy & versatility well-suited for hosting guests, multi-generational living, or maximizing rental potential. The carriage house also features

Details
Documents
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 1083.65
List Date: 2026-02-10
Current Price: $2,850,000
List Price: $2,850,000
Location, Tax and Legal
Sub Area: 1404 - Destin Beach East
Elementary School: Destin
Middle School: Destin
High School: Fort Walton Beach
Legal Description: CRYSTAL BEACH LOT 1 BLK 12
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
SqFt Source: County PA Records
Garage: No
Carport: No
Driveway Spaces: 4
Pool: Yes
Pool Type: Private
Apx SqFt(Htd/Cooled): 2630
Bedrooms: 6
Full Baths: 5
Total Bathrooms: 5
# Stories: 3
Year Built: 2004
Acreage: 0.17
Listing Info, Tax & Legal
Homestead: No
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 22922.26
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Located directly along Scenic Hwy 98 on a prominent corner lot, this exceptional three-story coastal retreat offers Gulf views from the second & third levels and is just 0.1 miles from the Shirah Beach Access, a leisurely 2-minute stroll to the sugar-white sands. Thoughtfully designed & impeccably maintained, the property presents a rare ''two-homes-in-one'' configuration ideal for personal enjoyment & high-performing short-term rental use. The 4-bedroom main residence is complemented by a separate 2-bedroom carriage house, with a heated pool & pool deck serving as the private focal point between the two structures. This flexible layout provides privacy & versatility well-suited for hosting guests, multi-generational living, or maximizing rental potential. The carriage house also features
Construction Status
Construction Complete: 1
Waterview
Gulf: 1
Lot/Parcel Access
Paved Road: 1
Lot Features
Corner: 1
Sidewalk: 1
Within 1/2 Mile to Water: 1
Construction/Siding
Frame: 1
Roof Metal: 1
Siding CmntFbrHrdBrd: 1
Slab: 1
Utilities
Electric: 1
Gas - Natural: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Zoning
Resid Single Family: 1
Exterior
Balcony: 1
Deck Covered: 1
Deck Open: 1
Fenced Back Yard: 1
Fenced Lot-All: 1
Guest Quarters: 1
Lawn Pump: 1
Patio Open: 1
Pool - Gunite Concrt: 1
Pool - Heated: 1
Pool - House: 1
Pool - In-Ground: 1
Porch: 1
Renovated: 1
Sprinkler System: 1
Interior
Breakfast Bar: 1
Ceiling Crwn Molding: 1
Ceiling Raised: 1
Floor Hardwood: 1
Floor Tile: 1
Furnished - All: 1
Guest Quarters: 1
Lighting Recessed: 1
Owner's Closet: 1
Renovated: 1
Washer/Dryer Hookup: 1
Window Treatment All: 1
Financing
Conventional: 1
VA: 1
None: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven Self Cleaning: 1
Range Hood: 1
Refrigerator W/IceMk: 1
Smoke Detector: 1
Smooth Stovetop Rnge: 1
Stove/Oven Electric: 1
Washer: 1
Energy
AC - 2 or More: 1
AC - Central Elect: 1
Ceiling Fans: 1
Double Pane Windows: 1
Heat Cntrl Electric: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Whirlpool: 1
MBed Balcony: 1
Master Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Kitchen
First: 1
Rooms
Bedroom: 1
Bonus Room: 1
Dining Room: 1
Kitchen: 1
Master Bedroom: 1
Pool House: 1
Status Change Info
Status: Pending
Under Contract Date: 2026-04-12
Location Tax and Legal
Area: 14 - Destin
Street #: 2809
Street Name: Scenic Hwy 98
State: FL
Zip Code: 32541
County: Okaloosa
Project Name/Subdivision: CRYSTAL BEACH
Parcel ID: 00-2S-22-0580-0012-001A
Property Features
Construction Status: Construction Complete
Lot Features: Corner; Sidewalk; Within 1/2 Mile to Water
Zoning: Resid Single Family
Waterview: Gulf
Exterior: Balcony; Deck Covered; Deck Open; Fenced Back Yard; Fenced Lot-All; Guest Quarters; Lawn Pump; Patio Open; Pool - Gunite Concrt; Pool - Heated; Pool - House; Pool - In-Ground; Porch; Renovated; Sprinkler System
Interior: Breakfast Bar; Ceiling Crwn Molding; Ceiling Raised; Floor Hardwood; Floor Tile; Furnished - All; Guest Quarters; Lighting Recessed; Owner's Closet; Renovated; Washer/Dryer Hookup; Window Treatment All
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven Self Cleaning; Range Hood; Refrigerator W/IceMk; Smoke Detector; Smooth Stovetop Rnge; Stove/Oven Electric; Washer
Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable
Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: Second
Bedroom: First; Second
Kitchen: First
Rooms: Bedroom; Bonus Room; Dining Room; Kitchen; Master Bedroom; Pool House
Financing: Conventional; VA; None
Supplements
a kitchenette, a full bathroom, and a walk-in closet, offering comfortable & independent accommodations. The home is tastefully decorated & offered turnkey, featuring solid surface flooring throughout, multiple living areas, and balconies positioned to capture Gulf breezes & views. A golf cart is included, enhancing convenience for beach access & easy enjoyment of the surrounding coastal community. From an investment perspective, the property demonstrates outstanding performance, generating $225.1K in rental income in 2024, $235.4K in 2025, and already securing $129.2K in confirmed bookings for 2026. With its prime Scenic 98 location, Gulf views, flexible accommodations, and proven income history, this offering represents a compelling opportunity in one of Destin's most sought-after beach communities.
Room Information
Room Name Level Dimensions Length Width Remarks
Dining RoomFirst18 x 1218.0012.00Dining/Living Combo
KitchenFirst18 x 1318.0013.00
BedroomFirst15 x 1115.0011.00
BedroomFirst11 x 1111.0011.00
Master BedroomSecond17 x 1717.0017.00
BedroomSecond11 x 1111.0011.00
Bonus RoomThird12 x 1212.0012.00
Pool HouseFirst11 x 1111.0011.00
BedroomFirst12 x 1112.0011.00
BedroomFirst12 x 1112.0011.00

Listing Office: EXP Realty LLC

Last Updated: April - 14 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.