3491 Scenic Highway 98, Destin, FL 32541 (MLS# 1001394)


$4,680,000
3491 Scenic Highway 98
Destin, FL 32541
MLS# 1001394
9 beds  |  10 baths  |  6008 sqft


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Property Description
This extraordinary nine-bedroom estate offers a rare blend of architectural presence and resort-style amenities with commanding views of the Gulf and a serene coastal lake. Positioned directly across from a sprawling beach access, the home captures sweeping vistas of sugar-white sand and emerald waters from multiple levels, while the rear elevation opens to a tranquil tropical lake backdrop creating a truly unique experience. Extensively renovated and professionally designed, the residence spans approximately 6,000 square feet combining lasting quality with refined coastal style.

Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 778.96
List Date: 2026-04-23
Current Price: $4,680,000
List Price: $4,680,000
Location, Tax and Legal
Sub Area: 1404 - Destin Beach East
Elementary School: Destin
Middle School: Destin
High School: Fort Walton Beach
Legal Description: GRAND PALMS S/D LOT 10
General Property Info
Sub-Type: Detached Single Family
Design: Mediterranean
SqFt Source: County PA Records
Garage: Yes
Carport: No
Driveway Spaces: 8
Pool: Yes
Pool Type: Private
Apx SqFt(Htd/Cooled): 6008
Bedrooms: 9
Full Baths: 9
Half Baths: 1
Total Bathrooms: 10
# Stories: 3
Year Built: 2005
Garage Spaces: 2
Acreage: 0.25
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 3550
Annual Assessment Amount: 3550
Assessment Paid: Annually
New Buyer Fee: Yes
New Buyer Fee Amt: 591.67
New Buyer Fee Paid: $
Last Taxes: 51110.4
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: This extraordinary nine-bedroom estate offers a rare blend of architectural presence and resort-style amenities with commanding views of the Gulf and a serene coastal lake. Positioned directly across from a sprawling beach access, the home captures sweeping vistas of sugar-white sand and emerald waters from multiple levels, while the rear elevation opens to a tranquil tropical lake backdrop creating a truly unique experience. Extensively renovated and professionally designed, the residence spans approximately 6,000 square feet combining lasting quality with refined coastal style.
Waterfront
Waterfront Feet: 42
Construction Status
Construction Complete: 1
Parking Features
Garage: 1
Garage Attached: 1
Waterview
Gulf: 1
Lake: 1
Lot/Parcel Access
Paved Road: 1
Lot Features
Sidewalk: 1
Within 1/2 Mile to Water: 1
See Remarks: 1
Project Facilities
Community Room: 1
Picnic Area: 1
Pool: 1
Tennis: 1
Construction/Siding
Roof Tile/Slate: 1
Slab: 1
Stucco: 1
Utilities
Electric: 1
Gas - Natural: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Zoning
Resid Single Family: 1
Exterior
Balcony: 1
Columns: 1
Fenced Back Yard: 1
Fenced Lot-Part: 1
Patio Covered: 1
Patio Open: 1
Pool - In-Ground: 1
Porch: 1
Shower: 1
Summer Kitchen: 1
Interior
Built-In Bookcases: 1
Ceiling Crwn Molding: 1
Ceiling Vaulted: 1
Elevator: 1
Floor Tile: 1
Furnished - All: 1
Kitchen Island: 1
Lighting Recessed: 1
Owner's Closet: 1
Shelving: 1
Washer/Dryer Hookup: 1
Wet Bar: 1
Window Treatment All: 1
Financing
Conventional: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Refrigerator: 1
Refrigerator W/IceMk: 1
Smoke Detector: 1
Stove/Oven Gas: 1
Washer: 1
Energy
AC - 2 or More: 1
AC - Central Elect: 1
Ceiling Fans: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Dressing Area: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Tile: 1
MBath Walk-In Closet: 1
MBed Balcony: 1
MBed Sitting Area: 1
Master Bedroom
Third: 1
Bedroom
First: 1
Second: 1
Third: 1
Kitchen
Second: 1
Living Room
Second: 1
Full Bathroom
First: 1
Second: 1
Third: 1
Half Bathroom
Second: 1
Rooms
Bedroom: 1
Bunk Room: 1
Dining Area: 1
Family Room: 1
Full Bathroom: 1
Half Bathroom: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 14 - Destin
Street #: 3491
Street Name: Scenic Highway 98
State: FL
Zip Code: 32541
County: Okaloosa
Project Name/Subdivision: GRAND PALMS S/D
Parcel ID: 00-2S-22-0541-0000-0100
Property Features
Construction Status: Construction Complete
Lot Features: Sidewalk; Within 1/2 Mile to Water; See Remarks
Zoning: Resid Single Family
Waterview: Gulf; Lake
Parking Features: Garage; Garage Attached
Project Facilities: Community Room; Picnic Area; Pool; Tennis
Exterior: Balcony; Columns; Fenced Back Yard; Fenced Lot-Part; Patio Covered; Patio Open; Pool - In-Ground; Porch; Shower; Summer Kitchen
Interior: Built-In Bookcases; Ceiling Crwn Molding; Ceiling Vaulted; Elevator; Floor Tile; Furnished - All; Kitchen Island; Lighting Recessed; Owner's Closet; Shelving; Washer/Dryer Hookup; Wet Bar; Window Treatment All
Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Gas; Washer
Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable
Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans
Master Bedroom: Third
Bedroom: First; Second; Third
Kitchen: Second
Living Room: Second
Full Bathroom: First; Second; Third
Half Bathroom: Second
Rooms: Bedroom; Bunk Room; Dining Area; Family Room; Full Bathroom; Half Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom
Financing: Conventional
Supplements
Designed for both luxury living and exceptional rental performance, the home comfortably accommodates large groups with seven private suites and two expansive bunk rooms thoughtfully integrated into a highly functional floor plan. The first level is tailored for entertaining and guest privacy, featuring two king suites, two oversized bunk rooms with custom queen-over-queen accommodations, a shared bath, laundry area, and a secondary living space with wet bar that opens seamlessly to the pool deck. Outdoors, a resort-style heated pool anchors the experience, complemented by a covered summer kitchen, bar seating, and ample lounge space overlooking the lake ideal for gathering after a day at the beach. The second level serves as the heart of the home, where an expansive open-concept living, dining, and kitchen area is framed by panoramic Gulf views and extends onto a generous covered balcony. The chef's kitchen is equipped with premium appliances, custom cabinetry, a large center island, and walk-in pantry, designed to accommodate both everyday living and large-scale entertaining. Two additional guest suites with private baths complete this floor, along with convenient access to the outdoor living areas below. The top level features three well-appointed bedrooms, including dual primary suites with private balconies, spa-inspired bathrooms, and elevated Gulf views. A third king suite and additional laundry complete the level, offering comfort and privacy for owners and guests alike. A commercial-grade elevator services all floors, ensuring effortless accessibility throughout. Additional highlights include multiple indoor and outdoor living areas, surround sound, ample parking for up to eight vehicles including a two-car garage, and strong income-producing potential in a highly sought-after coastal corridor. With its commanding presence, thoughtful design, and unparalleled proximity to the beach, this exceptional property represents a rare opportunity to own a true legacy home along Scenic Highway 98.
Room Information
Room Name Level Dimensions Length Width
BedroomFirst12.1 x 11.212.1011.20
Full BathroomFirst9.6 x 9.19.609.10
Family RoomFirst15.1 x 12.115.1012.10
BedroomFirst12.8 x 11.112.8011.10
Full BathroomFirst7.3 x 5.67.305.60
Full BathroomFirst6.5 x 4.16.504.10
Bunk RoomFirst14.1 x 9.514.109.50
Bunk RoomFirst18.3 x 9.518.309.50
Living RoomSecond19.9 x 19.119.9019.10
Dining AreaSecond20.3 x 19.220.3019.20
KitchenSecond14.1 x 11.714.1011.70
BedroomSecond15.1 x 13.815.1013.80
Full BathroomSecond9.4 x 4.39.404.30
Half BathroomSecond8.4 x 2.118.402.11
Master BedroomThird20.4 x 19.120.4019.10
Master BathroomThird12.7 x 10.112.7010.10
Master BedroomThird20.4 x 19.120.4019.10
Master BathroomThird12.7 x 10.112.7010.10
BedroomThird15.2 x 12.915.2012.90
Full BathroomThird6.8 x 5.56.805.50

Listing Office: Scenic Sotheby's International Realty

Last Updated: April - 24 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.