$3,199,000
Destin, FL 32541
MLS# 989969
5 beds | 6 baths | 4751 sqft
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Property Description
Welcome to 4049 Indian Bayou North, priced below appraised value, this is a completely reimagined waterfront residence where luxury, comfort, and the Florida lifestyle converge. This home has undergone a custom renovation with no surface untouched. Every detail-from refined finishes to state-of-the-art upgrades-has been curated to deliver an elevated living experience. Located along a quiet, deepwater canal, the property offers direct boating access to Choctawhatchee Bay. Near the end of this tranquil road, enjoy limited pass-through traffic. A private dock with covered boat and jet ski lifts plus an industrial-grade KillerDock cleaning station make it ideal for water enthusiasts. Inside, the open layout includes 5 spacious bedrooms, 4 full and 1 half bathrooms,a dedicated office,
Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 673.33
List Date: 2025-05-30
Current Price: $3,199,000
List Price: $3,199,000
Location, Tax and Legal
Sub Area: 1403 - Destin Northwest
Elementary School: Destin
Middle School: Destin
High School: Destin
Legal Description: INDIAN CREEK S/D LOT 4
General Property Info
Sub-Type: Detached Single Family
Design: Contemporary
SqFt Source: Appraiser
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Driveway Spaces: 4
Pool: Yes
Pool Type: Private
Apx SqFt(Htd/Cooled): 4751
Bedrooms: 5
Full Baths: 4
Half Baths: 2
Total Bathrooms: 6
# Stories: 2
Year Built: 2022
Garage Spaces: 2
Acreage: 0.43
Listing Info, Tax & Legal
Homestead: No
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 25268.43
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Welcome to 4049 Indian Bayou North, priced below appraised value, this is a completely reimagined waterfront residence where luxury, comfort, and the Florida lifestyle converge. This home has undergone a custom renovation with no surface untouched. Every detail-from refined finishes to state-of-the-art upgrades-has been curated to deliver an elevated living experience. Located along a quiet, deepwater canal, the property offers direct boating access to Choctawhatchee Bay. Near the end of this tranquil road, enjoy limited pass-through traffic. A private dock with covered boat and jet ski lifts plus an industrial-grade KillerDock cleaning station make it ideal for water enthusiasts. Inside, the open layout includes 5 spacious bedrooms, 4 full and 1 half bathrooms,a dedicated office,
Waterfront
Bayou: 1
Waterfront Feet: 102
Construction Status
Construction Complete: 1
Parking Features
Garage: 1
Garage Attached: 1
Oversized: 1
Waterview
Bayou: 1
Lot/Parcel Access
County Road: 1
Paved Road: 1
Lot Features
Bulkhead/Seawall: 1
Cleared: 1
Interior: 1
Level: 1
Within 1/2 Mile to Water: 1
Project Facilities
Fishing: 1
Waterfront: 1
Construction/Siding
Brick: 1
Roof Dimensional Shg: 1
Siding CmntFbrHrdBrd: 1
Slab: 1
Trim Aluminum: 1
Utilities
Electric: 1
Gas - Natural: 1
Public Sewer: 1
Public Water: 1
Zoning
Resid Single Family: 1
Exterior
Dock: 1
Fenced Back Yard: 1
Fireplace: 1
Guest Quarters: 1
Patio Covered: 1
Patio Open: 1
Pool - Gunite Concrt: 1
Pool - In-Ground: 1
Porch Open: 1
Rain Gutter: 1
Sprinkler System: 1
Summer Kitchen: 1
Interior
Breakfast Bar: 1
Ceiling Raised: 1
Ceiling Tray/Cofferd: 1
Fireplace: 1
Fireplace Gas: 1
Floor Hardwood: 1
Floor Tile: 1
Floor WW Carpet: 1
Kitchen Island: 1
Pantry: 1
Split Bedroom: 1
Washer/Dryer Hookup: 1
Window Treatmnt Some: 1
Financing
Conventional: 1
Appliances
Auto Garage Door Opn: 1
Dishwasher: 1
Dryer: 1
Microwave: 1
Refrigerator: 1
Stove/Oven Gas: 1
Washer: 1
Wine Refrigerator: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Double Pane Windows: 1
Water Heater - Tnkls: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Tile: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
MBed Waterfront: 1
Master Bedroom
First: 1
Bedroom
First: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Sitting Room: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 14 - Destin
Street #: 4049
Street Direction: N
Street Name: Indian Bayou
State: FL
Zip Code: 32541
County: Okaloosa
Project Name/Subdivision: MORENO ACRES S/D
Parcel ID: 00-2S-22-1244-0000-004A
Property Features
Construction Status: Construction Complete
Lot Features: Bulkhead/Seawall; Cleared; Interior; Level; Within 1/2 Mile to Water
Zoning: Resid Single Family
Waterfront: Bayou
Waterview: Bayou
Parking Features: Garage; Garage Attached; Oversized
Project Facilities: Fishing; Waterfront
Exterior: Dock; Fenced Back Yard; Fireplace; Guest Quarters; Patio Covered; Patio Open; Pool - Gunite Concrt; Pool - In-Ground; Porch Open; Rain Gutter; Sprinkler System; Summer Kitchen
Interior: Breakfast Bar; Ceiling Raised; Ceiling Tray/Cofferd; Fireplace; Fireplace Gas; Floor Hardwood; Floor Tile; Floor WW Carpet; Kitchen Island; Pantry; Split Bedroom; Washer/Dryer Hookup; Window Treatmnt Some
Appliances: Auto Garage Door Opn; Dishwasher; Dryer; Microwave; Refrigerator; Stove/Oven Gas; Washer; Wine Refrigerator
Utilities: Electric; Gas - Natural; Public Sewer; Public Water
Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Water Heater - Tnkls
Master Bedroom: First
Bedroom: First
Kitchen: First
Living Room: First
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom; Sitting Room
Financing: Conventional
Supplements
a chef's kitchen with Viking appliances, and a gorgeous saltwater pool with lounger and baja shelf just outside. The open-concept living and dining areas are anchored by a sleek gas fireplace and custom shiplap detailing, with wide-plank luxury flooring running throughout. Step through the back door into an outdoor oasis designed for entertaining. The covered lanai features dual oversized ceiling fans, lighting, and a full outdoor kitchen with built-in gas grill, hood vent, sink, refrigerator, and custom cabinetry. The pool includes a tanning ledge, lighting, and paver decking framed by lush landscaping and privacy fencing. Beyond the pool is a backyard putting green with chipping zones and a real sand trap, enhanced by accent lighting for evening ambiance. The detached guest house includes a private living room, wet bar, half bath, and separate entrance - ideal for a mother-in-law suite or office. Additional features include a Generac generator, irrigation, landscape lighting, tankless water heater, and plantation shutters. The oversized garage accommodates vehicles, water toys, and storage. No HOA restrictions, yet nestled in a peaceful, upscale neighborhood near beaches, golf, and shopping. Recently added full yard water softener and 30 amp shore power at the dock.
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Dining Room | First | 12 x 12 | 12.00 | 12.00 |
| Sitting Room | First | 12 x 12 | 12.00 | 12.00 |
| Living Room | First | 20 x 18 | 20.00 | 18.00 |
| Kitchen | First | 12 x 12 | 12.00 | 12.00 |
| Master Bedroom | First | 14 x 12 | 14.00 | 12.00 |
| Bedroom | First | 12 x 12 | 12.00 | 12.00 |
| Bedroom | First | 12 x 12 | 12.00 | 12.00 |
| Bedroom | First | 12 x 12 | 12.00 | 12.00 |
Listing Office: Realty ONE Group Emerald Coast
Last Updated: April - 25 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.
