4204 Northshore Islands Road, Panama City, FL 32405 (MLS# 982499)


$4,900,000
4204 Northshore Islands Road
Panama City, FL 32405
MLS# 982499
Status: Pending
4 beds  |  6 baths  |  5364 sqft

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4204 Northshore Islands Road
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4204 Northshore Islands Road 381' Water Frontage Private Island Covered Waterfront Lanai With Pool Infinity Pool Waterfront With Pool Seamless Views With Pool Private Island Rear View Rear View Private Island Private Island Foyer Living Custom Plaster Fireplace Nano Doors to Waterfront Select White Oak and Plaster Details Indoor Outdoor Living Living Waterfront Living Living Looking to Office Office Office with Select White Oak Office Office Open Concept Dining and Wet Bar Dining, Wet Bar & Kitchen Wet Bar & Dining Wet Bar Kitchen Kitchen Kitchen Kitchen Kitchen Plaster Hall with Lighting Beneath Plaster Hall with Lighting Beneath Scullery Scullery Kitchen Kitchen Dining & Living Kitchen Dining & Kitchen Living Living Living Plaster Fireplace Primary Suite Primary Suite Primary Suite Covered Lanai Primary Suite Covered Lanai Views from Primary Suite Primary Suite Primary Suite Primary Suite Plaster Hall with Lighting Beneath Plaster Hall with Lighting Beneath Primary Suite Primary Suite Primary Suite Primary Suite Venetian Plaster Steam Shower Venetian Plaster Steam Shower Venetian Plaster Steam Shower Venetian Plaster Steam Shower Primary Suite Plaster Hall with Lighting Beneath Covered Lanai and Infinity Pool Covered Lanai and Infinity Pool Summer Kitchen Summer Kitchen Covered Lanai and Infinity Pool Waterfront Views Infinity Pool with Seamless Drains Custom Tile Infinity Edge Waterfront Views Seamless Edges of Infinity Pool Seamless Edges of Infinity Pool Covered Lanai Summer Kitchen Summer Kitchen, Bath and Storage Sunset from Lanai Sunset from Back Yard Sunset from Primary Suite Lanai Back View Aerial Foyer Foyer Foyer Stairs by Foyer Guest Bed Guest Bed Guest Bath Guest Bath Guest Bath Guest Bed Guest Bed Guest Bath Guest Bath Guest Bed Guest Bed Guest Bath Stairs by Foyer Living Living Living Arched Hallways Throughout Lighting Beneath Plaster Powder Room Laundry Room Laundry Room Mud Room Plaster Hall with Lighting Beneath Foyer Foyer Foyer Exterior Front Exterior Front with Attached Garage Exterior Front with Attached Garage Exterior Front with Attached Garage Exterior Front without Detached Garage Detached Garage and 830 SF Carriage Attached Garage with Safe Room Aerial Private Island Aerial Private Island Aerial Private Island Aerial Private Island Aerial Private Island Aerial Private Island Aerial Private Island Aerial Private Island Aerial Private Island Aerial Private Island Aerial Private Island Aerial Aerial White Oak Select Custom Boyd Lighting Fused Trim into Venetian Plaster White Oak Select + EF San Juan Fused Trim into Venetian Plaster EJ San Juan Custom Cabinetry Wolf Range with Custom Tile Fused Concrete Countertops + Kohler Boyd Lighting + Kohler Custom Plaster Propane Fireplace Boyd Lighting Custom Throughout Office Water Views from Kitchen Infinity Pool Custom Railing + Boyd Lighting Andersen Impact Windows Foyer Built of Solid Poured Concrete Exterior Build of Solid Poured Concrete Entry Kitchen Kitchen Waterfront Waterfront Summer Kitchen Plaster Fireplace Primary Suite Lanai with Fireplace Primary Suite Lanai Primary Suite Lanai Infinity Pool Twilight Twilight Sunset Sunset Sunset Sunset Aerial Aerial Aerial

Property Description
This is a WATERFRONT home that transcends expectations and delivers privacy over prestige—exuding quiet, effortless luxury. Tucked away on a private island of 381' of shoreline in Panama City, Florida, this 2025 newly constructed residence is more than just a home...it's a legacy. A rare blend of architectural brilliance, natural beauty, and elevated craftsmanship, this estate redefines coastal living. Designed by Wes Seaborn, built by McIntosh-Myers Construction, and curated by Lori Faison Interiors, every element was intentionally crafted to support a lifestyle of beauty, comfort, and refinement. The design is rooted in organic minimalism, elegant in simplicity, yet rich in warmth and texture.

Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 913.5
List Date: 2025-08-05
Current Price: $4,900,000
List Price: $4,900,000
Location, Tax and Legal
Sub Area: 2704 - Bay - Central NW
Elementary School: Northside
Middle School: Mowat
High School: Mosley
Legal Description: NORTHSHORE ISLANDS LOT 7 & BEG NW COR TH SW 182.8 NW 25' NE 182.45 TO POB ORB 4257 P 220 ORB 4610 P 2406
General Property Info
Sub-Type: Detached Single Family
Design: Contemporary
SqFt Source: Building Plan
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Driveway Spaces: 5
Pool: Yes
Pool Type: Private
Apx SqFt(Htd/Cooled): 5364
Bedrooms: 4
Full Baths: 4
Half Baths: 2
Total Bathrooms: 6
# Stories: 2
Year Built: 2025
Garage Spaces: 4
Acreage: 0.55
Listing Info, Tax & Legal
Homestead: No
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 539
Annual Assessment Amount: 539
Assessment Paid: Annually
New Buyer Fee: No
Last Taxes: 5227
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: This is a WATERFRONT home that transcends expectations and delivers privacy over prestige—exuding quiet, effortless luxury. Tucked away on a private island of 381' of shoreline in Panama City, Florida, this 2025 newly constructed residence is more than just a home...it's a legacy. A rare blend of architectural brilliance, natural beauty, and elevated craftsmanship, this estate redefines coastal living. Designed by Wes Seaborn, built by McIntosh-Myers Construction, and curated by Lori Faison Interiors, every element was intentionally crafted to support a lifestyle of beauty, comfort, and refinement. The design is rooted in organic minimalism, elegant in simplicity, yet rich in warmth and texture.
Waterfront
Bay: 1
Shore - Seawall: 1
Waterfront Feet: 381
Construction Status
Construction Complete: 1
Parking Features
Garage: 1
Garage Attached: 1
Garage Detached: 1
Waterview
Bay: 1
Lot/Parcel Access
Paved Road: 1
Private Road: 1
Lot Features
Covenants: 1
Cul-De-Sac: 1
Restrictions: 1
Survey Available: 1
Within 1/2 Mile to Water: 1
Project Facilities
Waterfront: 1
Construction/Siding
Block: 1
Concrete: 1
Roof Concrete: 1
Slab: 1
Stucco: 1
Utilities
Electric: 1
Gas - Propane: 1
Private Well: 1
Public Sewer: 1
Public Water: 1
Underground: 1
Zoning
Resid Single Family: 1
Exterior
BBQ Pit/Grill: 1
Columns: 1
Deck Covered: 1
Fireplace: 1
Patio Covered: 1
Patio Open: 1
Pool - Gunite Concrt: 1
Pool - Heated: 1
Pool - In-Ground: 1
Porch: 1
Porch Open: 1
Rain Gutter: 1
Shower: 1
Sprinkler System: 1
Summer Kitchen: 1
Interior
Ceiling Beamed: 1
Ceiling Raised: 1
Ceiling Vaulted: 1
Fireplace: 1
Fireplace 2+: 1
Fireplace Gas: 1
Floor Hardwood: 1
Floor Tile: 1
Guest Quarters: 1
Kitchen Island: 1
Lighting Recessed: 1
Pantry: 1
Split Bedroom: 1
Washer/Dryer Hookup: 1
Wet Bar: 1
Window Treatment All: 1
Financing
Conventional: 1
Owner: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Ice Machine: 1
Microwave: 1
Oven Double: 1
Range Hood: 1
Refrigerator: 1
Refrigerator W/IceMk: 1
Stove/Oven Electric: 1
Stove/Oven Gas: 1
Washer: 1
Wine Refrigerator: 1
Energy
AC - 2 or More: 1
AC - Central Elect: 1
Ceiling Fans: 1
Double Pane Windows: 1
Heat Cntrl Electric: 1
Insulated Doors: 1
Storm Doors: 1
Storm Windows: 1
Water Heater - Gas: 1
Water Heater - Tnkls: 1
Water Heater - Two +: 1
Mstr Bdrm/Mstr Bath
MBath Bidet: 1
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Sauna/Steam: 1
MBath Separate Shwr: 1
MBath Tile: 1
MBed Fireplace: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
MBed Waterfront: 1
Master Bedroom
First: 1
Bedroom
Second: 1
Rooms
Bedroom: 1
Garage: 1
Master Bedroom: 1
Office: 1
Fees Include
Management: 1
Status Change Info
Status: Pending
Under Contract Date: 2026-03-13
Location Tax and Legal
Area: 27 - Bay County
Street #: 4204
Street Name: Northshore Islands
Street Suffix: Road
State: FL
Zip Code: 32405
County: Bay
Project Name/Subdivision: Northshore Islands
Parcel ID: 11728-736-114
Property Features
Construction Status: Construction Complete
Lot Features: Covenants; Cul-De-Sac; Restrictions; Survey Available; Within 1/2 Mile to Water
Zoning: Resid Single Family
Waterfront: Bay; Shore - Seawall
Waterview: Bay
Parking Features: Garage; Garage Attached; Garage Detached
Project Facilities: Waterfront
Exterior: BBQ Pit/Grill; Columns; Deck Covered; Fireplace; Patio Covered; Patio Open; Pool - Gunite Concrt; Pool - Heated; Pool - In-Ground; Porch; Porch Open; Rain Gutter; Shower; Sprinkler System; Summer Kitchen
Interior: Ceiling Beamed; Ceiling Raised; Ceiling Vaulted; Fireplace; Fireplace 2+; Fireplace Gas; Floor Hardwood; Floor Tile; Guest Quarters; Kitchen Island; Lighting Recessed; Pantry; Split Bedroom; Washer/Dryer Hookup; Wet Bar; Window Treatment All
Appliances: Dishwasher; Disposal; Dryer; Ice Machine; Microwave; Oven Double; Range Hood; Refrigerator; Refrigerator W/IceMk; Stove/Oven Electric; Stove/Oven Gas; Washer; Wine Refrigerator
Utilities: Electric; Gas - Propane; Private Well; Public Sewer; Public Water; Underground
Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Insulated Doors; Storm Doors; Storm Windows; Water Heater - Gas; Water Heater - Tnkls; Water Heater - Two +
Master Bedroom: First
Bedroom: Second
Rooms: Bedroom; Garage; Master Bedroom; Office
Financing: Conventional; Owner
Fees Include: Management
Supplements
A 12' impact-rated mahogany door opens to a soft palette of Venetian plaster, shellstone, and white oak select throughout. Light dances across barreled plaster hallways with fused-in lighting beneath. It's a quiet symphony of detail. Subtle, yet unforgettable. The vaulted living room is clad in white oak select with a fluted plaster fireplace and Nano doors that open to a sprawling covered lanai. The adjoining dining room, wet bar, and open kitchen invite gatherings, centered around paneled SubZero and Miele appliances, concrete countertops with fused-in sinks, and custom EF San Juan cabinetry. A remarkable scullery and discreet storage keep the space functional yet clean, perfect or entertaining or daily life. Spanning 5,364 SF of heated/cooled space and 8,543 SF under roof, the main residence exudes a highly desirable floorplan. All bedrooms enjoy breathtaking panoramic water views. Offering seamless Gulf access just 10 nautical miles away, without idle zones slowing you down and pure Bay views. At 14' elevation and built of poured solid concrete, this home is as resilient as it is beautiful. The private primary suite is its own tranquil escape, accessed through a barreled, Venetian plaster backlit hallway. Inside, you'll find motorized drapes, a beverage fridge, and a steam shower and soaking tub that will take you straight to the spa. Step through to your private lanai and fireplace for pure relaxation. With four spacious bedrooms, four full en suite baths, and two half baths, there's space for hosting without compromising privacy. A dedicated home office wrapped in oak and plaster, oversized laundry with dual washers/dryers, and a thoughtful mudroom with custom lockers make daily routines effortless. Step outside to the covered lanai and unwind by the outdoor fireplace or summer kitchen. The negative-edge pool is a work of art fused with design. Custom tile-lined, stone-surrounded, and built with a chiller/heater, trough-style drains, and no skimmer for a clean, seamless finish. But the performance is just as impressive as the design. Featuring a 4-car garage and built atop a two-way slab, the structure features poured CMU block, a concrete roof, copper gutters, Andersen impact-rated windows/doors, and a reinforced safe room with poured concrete and rebar. A 500-gallon buried propane tank powers key systems, supported by three HVAC units, three tankless water heaters with circulating pump, a generator-ready transfer switch, and a deep irrigation well. Every detail reflects a level of quality rarely seen, fused-in window and baseboard trim, concealed backlit air returns, modern custom Boyd lighting, solid concrete countertops, and custom 8' solid doors. The Lutron lighting system offers full customization for every mood and moment. For future expansion or guests, the detached carriage house provides 830 SF of space already roughed in with plumbing and electrical, ideal for a guest loft, art studio, or wellness retreat. This is more than a residence. This home is a legacy. It's a peaceful sanctuary where design meets intention, where the only thing more breathtaking than the architecture is the view. If you've been searching for a home that's as extraordinary as the life you want to live, you've just found it.
Room Information
Room Name Level Dimensions Length Width Remarks
OfficeFirst14 x 1514.0015.00
Master BedroomFirst20 x 1820.0018.00
BedroomSecond13.5 x 13.513.5013.50
BedroomSecond13.5 x 13.513.5013.50
BedroomSecond11 x 1211.0012.00
GarageFirst28 x 2828.0028.00Attached Garage
GarageFirst32 x 2732.0027.00Detached Garage

Listing Office: Corcoran Reverie SRB

Last Updated: March - 14 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.