45 White Cliffs Lane, Santa Rosa Beach, FL 32459 (MLS# 975852)


$3,295,000
45 White Cliffs Lane
Santa Rosa Beach, FL 32459
MLS# 975852
5 beds  |  7 baths  |  4279 sqft

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Property Description
Set behind the gates of the exclusive Village of White Cliffs, this stunningly reimagined residence blends timeless coastal design with elevated elegance, just moments from the sugar-white sands of Blue Mountain Beach. Completely remodeled in 2020 and meticulously maintained since, this 5-bedroom, 5 full bath, 2 half bath, plus office retreat offers over 4,200 square feet of refined living space and gulf views from its top-floor, covered veranda. The home makes a statement from the moment you arrive—clean-lined white stucco, professional landscaping, and a gracious front entry framed by swaying palms. Inside, wide-plank hardwood floors, custom millwork, and a palette of soft neutrals provide an atmosphere of understated luxury.

Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 770.04
List Date: 2025-05-08
Current Price: $3,295,000
List Price: $3,295,000
Location, Tax and Legal
Sub Area: 1705 - SRB South of 30A
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton
Legal Description: LOT 1 BLK B THE VILLAGES OF WHITE CLIFFS PB 10-18 OR 1168-53 OR 2360-1566 OR 2429??1498 OR 3078-3603 OR 3126-1527 OR 3189-482
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
SqFt Source: Building Plan
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Carport Spaces: 1
Driveway Spaces: 4
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 4279
Bedrooms: 5
Full Baths: 5
Half Baths: 2
Total Bathrooms: 7
# Stories: 3
Year Built: 1995
Garage Spaces: 3
Acreage: 0.19
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 1250
Annual Assessment Amount: 5000
Assessment Paid: Quarterly
New Buyer Fee: Yes
New Buyer Fee Amt: 0.5
New Buyer Fee Paid: %
Last Taxes: 14867.8
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Set behind the gates of the exclusive Village of White Cliffs, this stunningly reimagined residence blends timeless coastal design with elevated elegance, just moments from the sugar-white sands of Blue Mountain Beach. Completely remodeled in 2020 and meticulously maintained since, this 5-bedroom, 5 full bath, 2 half bath, plus office retreat offers over 4,200 square feet of refined living space and gulf views from its top-floor, covered veranda. The home makes a statement from the moment you arrive—clean-lined white stucco, professional landscaping, and a gracious front entry framed by swaying palms. Inside, wide-plank hardwood floors, custom millwork, and a palette of soft neutrals provide an atmosphere of understated luxury.
Construction Status
Construction Complete: 1
Parking Features
Garage Attached: 1
Waterview
Gulf: 1
Lot/Parcel Access
Controlled Access: 1
Paved Road: 1
Private Road: 1
Lot Features
Cleared: 1
Corner: 1
Covenants: 1
Restrictions: 1
Sidewalk: 1
Within 1/2 Mile to Water: 1
Project Facilities
BBQ Pit/Grill: 1
Beach: 1
Community Room: 1
Deed Access: 1
Elevators: 1
Exercise Room: 1
Game Room: 1
Gated Community: 1
Handicap Provisions: 1
Minimum Rental Prd: 1
Pets Allowed: 1
Pickle Ball: 1
Picnic Area: 1
Pool: 1
Project: 1
Short Term Rental - Not Allowed: 1
Tennis: 1
Waterfront: 1
Construction/Siding
Roof Metal: 1
Siding CmntFbrHrdBrd: 1
Stucco: 1
Utilities
Electric: 1
Gas - Natural: 1
Public Sewer: 1
Public Water: 1
Zoning
Resid Single Family: 1
Exterior
Balcony: 1
BBQ Pit/Grill: 1
Columns: 1
Deck Covered: 1
Fenced Lot-Part: 1
Porch: 1
Renovated: 1
Sprinkler System: 1
Summer Kitchen: 1
Interior
Breakfast Bar: 1
Built-In Bookcases: 1
Ceiling Cathedral: 1
Ceiling Raised: 1
Ceiling Vaulted: 1
Elevator: 1
Floor Hardwood: 1
Floor Tile: 1
Furnished - All: 1
Kitchen Island: 1
Lighting Recessed: 1
Newly Painted: 1
Owner's Closet: 1
Pantry: 1
Plantation Shutters: 1
Renovated: 1
Walls Wainscoting: 1
Washer/Dryer Hookup: 1
Wet Bar: 1
Window Treatment All: 1
Woodwork Painted: 1
Financing
Conventional: 1
Appliances
Cooktop: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Ice Machine: 1
Microwave: 1
Oven Double: 1
Oven Self Cleaning: 1
Range Hood: 1
Refrigerator W/IceMk: 1
Security System: 1
Smoke Detector: 1
Stove/Oven Dual Fuel: 1
Washer: 1
Energy
AC - Central Elect: 1
Heat Cntrl Electric: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Tile: 1
MBath Walk-In Closet: 1
MBed Walk-in Closet: 1
Master Bedroom
Second: 1
Bedroom
First: 1
Kitchen
Third: 1
Living Room
Third: 1
Rooms
Bedroom: 1
Dining Area: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Fees Include
Accounting: 1
Land Recreation: 1
Management: 1
Master Association: 1
Recreational Faclty: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 17 - 30A West
Street #: 45
Street Name: White Cliffs
Street Suffix: Lane
State: FL
Zip Code: 32459
County: Walton
Project Name/Subdivision: VILLAGE OF WHITE CLIFFS THE
Parcel ID: 12-3S-20-34631-00B-0010
Property Features
Construction Status: Construction Complete
Lot Features: Cleared; Corner; Covenants; Restrictions; Sidewalk; Within 1/2 Mile to Water
Zoning: Resid Single Family
Waterview: Gulf
Parking Features: Garage Attached
Project Facilities: BBQ Pit/Grill; Beach; Community Room; Deed Access; Elevators; Exercise Room; Game Room; Gated Community; Handicap Provisions; Minimum Rental Prd; Pets Allowed; Pickle Ball; Picnic Area; Pool; Project; Short Term Rental - Not Allowed; Tennis; Waterfront
Exterior: Balcony; BBQ Pit/Grill; Columns; Deck Covered; Fenced Lot-Part; Porch; Renovated; Sprinkler System; Summer Kitchen
Interior: Breakfast Bar; Built-In Bookcases; Ceiling Cathedral; Ceiling Raised; Ceiling Vaulted; Elevator; Floor Hardwood; Floor Tile; Furnished - All; Kitchen Island; Lighting Recessed; Newly Painted; Owner's Closet; Pantry; Plantation Shutters; Renovated; Walls Wainscoting; Washer/Dryer Hookup; Wet Bar; Window Treatment All; Woodwork Painted
Appliances: Cooktop; Dishwasher; Disposal; Dryer; Ice Machine; Microwave; Oven Double; Oven Self Cleaning; Range Hood; Refrigerator W/IceMk; Security System; Smoke Detector; Stove/Oven Dual Fuel; Washer
Utilities: Electric; Gas - Natural; Public Sewer; Public Water
Energy: AC - Central Elect; Heat Cntrl Electric
Master Bedroom: Second
Bedroom: First
Kitchen: Third
Living Room: Third
Rooms: Bedroom; Dining Area; Kitchen; Living Room; Master Bedroom
Financing: Conventional
Fees Include: Accounting; Land Recreation; Management; Master Association; Recreational Faclty
Supplements
The vaulted great room impresses with its beamed wood ceilings and dual iron chandeliers, anchored by Restoration Hardware furnishings that convey with the home. The designer kitchen offers style and substance with custom cabinetry, sleek appliances, quartz countertops with waterfall edges, and a spacious island perfect for entertaining. A butler's pantry with wine cooler, ice maker and custom cabinetry adds both function and flair. Each bedroom is a sanctuary, featuring en suite baths with spa-like finishes, generous closet space, and designer lighting. The home features two true primary suites, each offering its own distinctive character and comfort. The first suite boasts a serene sitting area, expansive custom-built closet, and a spa-like bath with freestanding soaking tub, oversized glass shower, and twin vanities. A second primary suite dazzles with chevron-accent feature wall, designer lighting, and a bath featuring upscale decor. The home also features a built-in bunk room, a separate dedicated office, two laundry areas, and a drop-zone style mudroom with custom storage built-ins. Tech-savvy upgrades include motorized window shades, surround sound, and elevator access to all levels. Even the garage has been outfitted with cabinets and extra storage. Outdoor living is just as exceptional. The covered summer kitchen is equipped with built-in grill, vent hood, sink, and prep space, while the adjacent fireplace lounge with TV connection invites year-round enjoyment. The third-story covered veranda captures breezes and gulf viewsideal for morning coffee or golden-hour gatherings. Additional highlights: " Oversized two-car garage with extended paver driveway " Exquisite trim detail " Offered fully furnished with Restoration Hardware pieces " Non-short-term rental community with deeded beach access, resort-style community pool, and tennis court " Gated entry in the heart of Blue Mountain Beach All within walking distance to favorites like Red Fish Taco, Blue Mountain Creamery, Basmati's, Mimmo's and so much more. A rare offering in one of 30A's most sought-after enclaveswhere design meets livability, and every detail is polished to perfection.
Room Information
Room Name Level Dimensions Length Width
BedroomFirst14 x 1214.0012.00
BedroomFirst14 x 1214.0012.00
Master BedroomSecond17 x 1517.0015.00
Master BedroomSecond17 x 1517.0015.00
Living RoomThird20 x 1620.0016.00
KitchenThird14 x 1414.0014.00
Dining AreaThird16 x 1116.0011.00

Listing Office: Scenic Sotheby's International Realty

Last Updated: January - 16 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


Broker Attribution: 850-714-4252