$2,770,000
Destin, FL 32541
MLS# 977383
5 beds | 6 baths | 4800 sqft
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Property Description
Welcome to 528 Vera Cruz Drive on Destin's coveted Holiday Isle! This expansive 4,800 SF canal-front retreat offers 5-bedrooms, 5.5-bathrooms, and 2-kitchens, upper and lower level, designed for entertaining or multi-generational living. Boaters will love the 2- deep-water slips with dock, decking, and seawall, providing quick access to Destin Harbor, Crab Island, Choctawhatchee Bay, and the Gulf of America. Excellent opportunity to obtain a canal-front single-family residence in the World's Luckiest Fishing Village of the Emerald Coast of Florida. Inside, enjoy open living spaces filled with natural light, a chef's kitchen with stainless steel appliances, and a spacious master suite. As your step outside to your private pool and patio area, the perfect setting for relaxing...
Details
Documents
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 577.08
List Date: 2025-05-28
Current Price: $2,770,000
List Price: $2,770,000
Location, Tax and Legal
Sub Area: 1401 - Destin Beach West
Elementary School: Destin
Middle School: Destin
High School: Destin
Legal Description: Lot 91, Block F, Holiday Isle
General Property Info
Sub-Type: Detached Single Family
Design: Mediterranean
SqFt Source: County PA Records
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Driveway Spaces: 4
Pool: Yes
Pool Type: Private
Apx SqFt(Htd/Cooled): 4800
Bedrooms: 5
Full Baths: 5
Half Baths: 1
Total Bathrooms: 6
# Stories: 2
Year Built: 1980
Listing Info, Tax & Legal
Homestead: Yes
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 473
Annual Assessment Amount: 473
Assessment Paid: Annually
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Welcome to 528 Vera Cruz Drive on Destin's coveted Holiday Isle! This expansive 4,800 SF canal-front retreat offers 5-bedrooms, 5.5-bathrooms, and 2-kitchens, upper and lower level, designed for entertaining or multi-generational living. Boaters will love the 2- deep-water slips with dock, decking, and seawall, providing quick access to Destin Harbor, Crab Island, Choctawhatchee Bay, and the Gulf of America. Excellent opportunity to obtain a canal-front single-family residence in the World's Luckiest Fishing Village of the Emerald Coast of Florida.
Inside, enjoy open living spaces filled with natural light, a chef's kitchen with stainless steel appliances, and a spacious master suite. As your step outside to your private pool and patio area, the perfect setting for relaxing...
Waterfront
Canal: 1
Waterfront Feet: 56
Construction Status
Construction Complete: 1
Parking Features
Garage: 1
Garage Attached: 1
Waterview
Canal: 1
Lot/Parcel Access
City Road: 1
Paved Road: 1
Lot Features
Bulkhead/Seawall: 1
Covenants: 1
Restrictions: 1
Within 1/2 Mile to Water: 1
Project Facilities
Beach: 1
Deed Access: 1
Dock: 1
Fishing: 1
Pets Allowed: 1
Short Term Rental - Allowed: 1
Waterfront: 1
Utilities
Electric: 1
Phone: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Zoning
Resid Single Family: 1
Exterior
Boat Slip: 1
Deck Covered: 1
Deck Open: 1
Fenced Lot-Part: 1
Lawn Pump: 1
Pool - In-Ground: 1
Shower: 1
Sprinkler System: 1
Interior
Breakfast Bar: 1
Floor Tile: 1
Floor WW Carpet: 1
Furnished - None: 1
Kitchen Island: 1
Washer/Dryer Hookup: 1
Window Treatment All: 1
Financing
Conventional: 1
Appliances
Auto Garage Door Opn: 1
Cooktop: 1
Dishwasher: 1
Disposal: 1
Oven Double: 1
Refrigerator W/IceMk: 1
Smoke Detector: 1
Smooth Stovetop Rnge: 1
Energy
AC - 2 or More: 1
AC - Central Elect: 1
Ceiling Fans: 1
Heat Cntrl Electric: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Walk-In Closet: 1
Master Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Kitchen
First: 1
Second: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Master Bedroom: 1
Fees Include
Master Association: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 14 - Destin
Street #: 528
Street Name: Vera Cruz
Street Suffix: Drive
State: FL
Zip Code: 32541
County: Okaloosa
Project Name/Subdivision: HOLIDAY ISLE
Parcel ID: 00-2S-24-2186-000F-0910
Property Features
Construction Status: Construction Complete
Lot Features: Bulkhead/Seawall; Covenants; Restrictions; Within 1/2 Mile to Water
Zoning: Resid Single Family
Waterfront: Canal
Waterview: Canal
Parking Features: Garage; Garage Attached
Project Facilities: Beach; Deed Access; Dock; Fishing; Pets Allowed; Short Term Rental - Allowed; Waterfront
Exterior: Boat Slip; Deck Covered; Deck Open; Fenced Lot-Part; Lawn Pump; Pool - In-Ground; Shower; Sprinkler System
Interior: Breakfast Bar; Floor Tile; Floor WW Carpet; Furnished - None; Kitchen Island; Washer/Dryer Hookup; Window Treatment All
Appliances: Auto Garage Door Opn; Cooktop; Dishwasher; Disposal; Oven Double; Refrigerator W/IceMk; Smoke Detector; Smooth Stovetop Rnge
Utilities: Electric; Phone; Public Sewer; Public Water; TV Cable
Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: Second
Bedroom: First; Second
Kitchen: First; Second
Rooms: Bedroom; Dining Room; Kitchen; Master Bedroom
Financing: Conventional
Fees Include: Master Association
Supplements
entertaining. Holiday Isle residents also enjoy 2-private neighborhood beach walkovers, all just a short stroll away.
Whether you're seeking a primary residence, vacation home, or a short-term rental property, 528 Vera Cruz delivers the ultimate Destin lifestyleclose to world-class fishing, dining, shopping, and nightlife. Recently, the Seller updated the roof, pool area, seawall, boat slip(s) dock and decking. Don't miss this rare opportunity to own a piece of paradisecoordinate your private showing today!
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Dining Room | Second | 27 x 18 | 27.00 | 18.00 | Dining/Living Combo |
| Bedroom | First | 12 x 11 | 12.00 | 11.00 | |
| Dining Room | First | 18 x 14 | 18.00 | 14.00 | Dining/Living Combo |
| Kitchen | Second | 14 x 12 | 14.00 | 12.00 | |
| Master Bedroom | Second | 15 x 14 | 15.00 | 14.00 | |
| Kitchen | First | 12 x 10 | 12.00 | 10.00 | |
| Bedroom | Second | 12 x 11 | 12.00 | 11.00 | |
| Bedroom | First | 30 x 13 | 30.00 | 13.00 | |
| Bedroom | First | 14 x 14 | 14.00 | 14.00 |
Existing 4-Point Inspection (May 2025) Listing Office: Somers & Company
Last Updated: October - 11 - 2025
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.
