64 Banfill Street, Santa Rosa Beach, FL 32459 (MLS# 992659)


$3,525,000
64 Banfill Street
Santa Rosa Beach, FL 32459
MLS# 992659
6 beds  |  6 baths  |  3470 sqft

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Open House (05/02/2026 - 9:00 am - 11:00 am)

Property Description
Timeless Grayton Beach character meets thoughtful modern renovation in this rare fully-furnished, dual-residence offering just steps from Western Lake, the shoreline, and the heart of one of 30A's most storied beach villages. Originally built in 1970 and extensively reimagined, the property pairs a gracious main home with a fully detached private cottage, creating flexibility for hosting, multigenerational living, or income potential without sacrificing privacy or charm. The main residence spans approximately 2,910 square feet with five bedrooms and four-and-a-half baths across three levels. Recent updates include a fully redesigned kitchen, renovated bathrooms, fresh interior paint, new flooring, updated wiring and plumbing, two HVAC systems, new appliances, and a new roof.

Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 1015.85
List Date: 2026-01-12
Current Price: $3,525,000
List Price: $3,525,000
Location, Tax and Legal
Sub Area: 1705 - SRB South of 30A
Elementary School: Dune Lakes
Middle School: Emerald Coast
High School: South Walton
Legal Description: TOWN OF GRAYTON BCH LOT 13 BLK 9 OR 2709-1643 OR 2790-4375 OR 2989-3540 OR 3152-1057
General Property Info
Sub-Type: Detached Single Family
Design: Florida Cottage
SqFt Source: County PA Records
Garage: No
Carport: No
Driveway Spaces: 7
Pool: Yes
Pool Type: Private
Apx SqFt(Htd/Cooled): 3470
Bedrooms: 6
Full Baths: 5
Half Baths: 1
Total Bathrooms: 6
# Stories: 3
Year Built: 1970
Acreage: 0.16
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Timeless Grayton Beach character meets thoughtful modern renovation in this rare fully-furnished, dual-residence offering just steps from Western Lake, the shoreline, and the heart of one of 30A's most storied beach villages. Originally built in 1970 and extensively reimagined, the property pairs a gracious main home with a fully detached private cottage, creating flexibility for hosting, multigenerational living, or income potential without sacrificing privacy or charm. The main residence spans approximately 2,910 square feet with five bedrooms and four-and-a-half baths across three levels. Recent updates include a fully redesigned kitchen, renovated bathrooms, fresh interior paint, new flooring, updated wiring and plumbing, two HVAC systems, new appliances, and a new roof.
Construction Status
Construction Complete: 1
Waterview
Lake: 1
Lot/Parcel Access
County Road: 1
Paved Road: 1
Project Facilities
Dock: 1
Fishing: 1
Pets Allowed: 1
TV Cable: 1
Construction/Siding
Roof Metal: 1
Siding CmntFbrHrdBrd: 1
Siding Wood: 1
Utilities
Public Sewer: 1
Public Water: 1
TV Cable: 1
Zoning
Resid Single Family: 1
Exterior
Fenced Back Yard: 1
Fenced Lot-Part: 1
Pool - In-Ground: 1
Porch: 1
Porch Open: 1
Shower: 1
Interior
Ceiling Raised: 1
Furnished - All: 1
Lighting Recessed: 1
Owner's Closet: 1
Pantry: 1
Appliances
Cooktop: 1
Dishwasher: 1
Microwave: 1
Refrigerator: 1
Refrigerator W/IceMk: 1
Stove/Oven Electric: 1
Energy
AC - Central Elect: 1
AC - High Efficiency: 1
Ceiling Fans: 1
Heat Cntrl Electric: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBed First Floor: 1
Master Bedroom
First: 1
Second: 1
Rooms
Balcony: 1
Family Room: 1
Loft: 1
Master Bathroom: 1
Master Bedroom: 1
Play Room: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 17 - 30A West
Street #: 64
Street Name: Banfill
Street Suffix: Street
State: FL
Zip Code: 32459
County: Walton
Project Name/Subdivision: GRAYTON BEACH
Parcel ID: 08-3S-19-25030-009-0130
Property Features
Construction Status: Construction Complete
Zoning: Resid Single Family
Waterview: Lake
Project Facilities: Dock; Fishing; Pets Allowed; TV Cable
Exterior: Fenced Back Yard; Fenced Lot-Part; Pool - In-Ground; Porch; Porch Open; Shower
Interior: Ceiling Raised; Furnished - All; Lighting Recessed; Owner's Closet; Pantry
Appliances: Cooktop; Dishwasher; Microwave; Refrigerator; Refrigerator W/IceMk; Stove/Oven Electric
Utilities: Public Sewer; Public Water; TV Cable
Energy: AC - Central Elect; AC - High Efficiency; Ceiling Fans; Heat Cntrl Electric
Master Bedroom: First; Second
Rooms: Balcony; Family Room; Loft; Master Bathroom; Master Bedroom; Play Room
Supplements
From the inviting front porch, morning coffee is enjoyed with tranquil views toward Western Lake. Inside, the first floor opens to a generous living and dining area that flows seamlessly into the kitchen, which offers ample space for an island and connects to a comfortable sitting or game room. A mudroom off the kitchen adds a half bath, a full-sized laundry, and direct access to the side yard for grilling. Two first-floor bedrooms feature updated ensuite baths, while a rear hallway leads directly to the backyard. Upstairs, the second level offers two additional bedrooms and two full baths. The third floor serves as a flexible retreat or bedroom, highlighted by a striking wood A-frame ceiling with access to the large balcony. The detached cottage provides approximately 560 square feet with one bedroom, one full bath, a family room, a full kitchen, a laundry room, an outdoor shower, and a separate entrance. With a new roof and alley access, the cottage allows easy movement to the beach, lake, and dining while remaining discreetly set apart from the main home. Outdoor living is equally compelling, with a spacious backyard ready for relaxed afternoons, a newly added private pool, curated hardscape, and lush landscaping. After a day on the water, rinse off at the outdoor shower or unwind in one of several private seating areas. Parking is generous with a paver driveway, additional front parking, and two rear spaces for a total of seven. Accessibility has been carefully considered with a ramp on the north side and a fully accessible first floor, including the primary bath. Both residences may be rented separately or together, offering exceptional versatility. Positioned moments from Western Lake, two beach accesses, and iconic spots like The Red Bar, Chiringo, and AJ's Grayton Beach, this is a rare opportunity to own a true Grayton Beach classic where coastal history, modern updates, and an unbeatable walkable setting come together with ease.
Room Information
Room Name Level Dimensions Length Width Remarks
Family RoomFirst31 x 1931.0019.00Family/Dining Combo
Master BedroomFirst13.7 x 1213.7012.00
Master BathroomFirst9.8 x 79.807.00
Master BedroomSecond11 x 1911.0019.00
Master BathroomSecond8 x 98.009.00
Play RoomSecond16 x 15.716.0015.70
BalconyThird15 x 20.515.0020.50uncovered balcony
LoftThird16 x 14.516.0014.50

Listing Office: Scenic Sotheby's International Realty

Last Updated: April - 26 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.