$3,450,000
Shalimar, FL 32579
MLS# 989788
5 beds | 7 baths | 7033 sqft

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Property Description
Experience a level of coastal living rarely offered along the Emerald Coast. This Spanish Mediterranean waterfront residence blends architectural elegance, fortress-level engineering, and intentional design for everyday comfort. Set on 102 feet of Choctawhatchee Bay frontage, the home offers more than 9,000 sq. ft. of total space with 7,272 sq. ft. of heated/cooled living area, positioned off of two quiet dead-end streets with only local traffic.
Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 490.54
List Date: 2025-11-17
Current Price: $3,450,000
List Price: $3,450,000
Location, Tax and Legal
Sub Area: 1210 - Shalimar
Elementary School: Shalimar
Middle School: Meigs
High School: Choctawhatchee
Legal Description: LAKE LORRAINE EST LOT 33 BLK A
General Property Info
Sub-Type: Detached Single Family
Design: Mediterranean
SqFt Source: County PA Records
Immediate Occupancy: No
Garage: Yes
Carport: No
Driveway Spaces: 10
Pool: Yes
Pool Type: Private
Apx SqFt(Htd/Cooled): 7033
Bedrooms: 5
Full Baths: 6
Half Baths: 1
Total Bathrooms: 7
# Stories: 2
Year Built: 2010
Garage Spaces: 3
Acreage: 0.49
Listing Info, Tax & Legal
Homestead: Yes
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
New Buyer Fee Amt: 0
Last Taxes: 13954.5
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Experience a level of coastal living rarely offered along the Emerald Coast. This Spanish Mediterranean waterfront residence blends architectural elegance, fortress-level engineering, and intentional design for everyday comfort. Set on 102 feet of Choctawhatchee Bay frontage, the home offers more than 9,000 sq. ft. of total space with 7,272 sq. ft. of heated/cooled living area, positioned off of two quiet dead-end streets with only local traffic.
Waterfront
Bay: 1
Waterfront Feet: 102
Construction Status
Construction Complete: 1
Parking Features
Garage Attached: 1
Waterview
Bay: 1
Lot/Parcel Access
Paved Road: 1
Lot Features
Bulkhead/Seawall: 1
Dead End: 1
Within 1/2 Mile to Water: 1
Construction/Siding
Concrete: 1
Frame: 1
Roof Tile/Slate: 1
Siding Brick Some: 1
Stucco: 1
Utilities
Gas - Natural: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Zoning
Resid Single Family: 1
Exterior
Balcony: 1
Boatlift: 1
Deck Open: 1
Dock: 1
Fenced Lot-All: 1
Hot Tub: 1
Lawn Pump: 1
Pool - Heated: 1
Pool - In-Ground: 1
Rain Gutter: 1
Shower: 1
Sprinkler System: 1
Interior
Built-In Bookcases: 1
Ceiling Raised: 1
Fireplace: 1
Fireplace 2+: 1
Fireplace Gas: 1
Floor Marble: 1
Floor Tile: 1
Floor WW Carpet: 1
Kitchen Island: 1
Lighting Recessed: 1
Pantry: 1
Plantation Shutters: 1
Shelving: 1
Washer/Dryer Hookup: 1
Wet Bar: 1
Financing
Conventional: 1
VA: 1
Appliances
Auto Garage Door Opn: 1
Central Vacuum: 1
Dishwasher: 1
Disposal: 1
Intercom: 1
Microwave: 1
Refrigerator W/IceMk: 1
Security System: 1
Smoke Detector: 1
Stove/Oven Gas: 1
Energy
AC - 2 or More: 1
AC - Central Elect: 1
Ceiling Fans: 1
Double Pane Windows: 1
Storm Windows: 1
Water Heater - Gas: 1
Water Heater - Tnkls: 1
Water Heater - Two +: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Tile: 1
MBath Whirlpool: 1
MBed Carpeted: 1
MBed Fireplace: 1
MBed Sitting Area: 1
MBed Walk-in Closet: 1
MBed Waterfront: 1
Master Bedroom
Second: 1
Bedroom
Second: 1
Kitchen
First: 1
Living Room
Second: 1
Rooms
Balcony: 1
Bedroom: 1
Bonus Room: 1
Den: 1
Dining Area: 1
Garage: 1
Great Room: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bedroom: 1
Other: 1
Workshop: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 12 - Fort Walton Beach
Street #: 7
Street Name: Bay Cove
Street Suffix: Lane
State: FL
Zip Code: 32579
County: Okaloosa
Project Name/Subdivision: LAKE LORRAINE ESTATES
Parcel ID: 05-2S-23-1430-000A-0330
Property Features
Construction Status: Construction Complete
Lot Features: Bulkhead/Seawall; Dead End; Within 1/2 Mile to Water
Zoning: Resid Single Family
Waterfront: Bay
Waterview: Bay
Parking Features: Garage Attached
Exterior: Balcony; Boatlift; Deck Open; Dock; Fenced Lot-All; Hot Tub; Lawn Pump; Pool - Heated; Pool - In-Ground; Rain Gutter; Shower; Sprinkler System
Interior: Built-In Bookcases; Ceiling Raised; Fireplace; Fireplace 2+; Fireplace Gas; Floor Marble; Floor Tile; Floor WW Carpet; Kitchen Island; Lighting Recessed; Pantry; Plantation Shutters; Shelving; Washer/Dryer Hookup; Wet Bar
Appliances: Auto Garage Door Opn; Central Vacuum; Dishwasher; Disposal; Intercom; Microwave; Refrigerator W/IceMk; Security System; Smoke Detector; Stove/Oven Gas
Utilities: Gas - Natural; Public Sewer; Public Water; TV Cable
Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Double Pane Windows; Storm Windows; Water Heater - Gas; Water Heater - Tnkls; Water Heater - Two +
Master Bedroom: Second
Bedroom: Second
Kitchen: First
Living Room: Second
Rooms: Balcony; Bedroom; Bonus Room; Den; Dining Area; Garage; Great Room; Kitchen; Laundry; Living Room; Master Bedroom; Other; Workshop
Financing: Conventional; VA
Supplements
Built with 12-inch Logix ICF concrete walls, impact-rated Low-E windows and doors, open-cell foam attic and garage insulation, Hurriquake roofing nails, a concrete barrel tile roof, an upgraded double-thickness vinyl seawall with granite rip rap, Snap Jacket dock piling protection, and a 45kW natural gas whole-house generator, this residence is engineered for strength, stability, and long-term peace of mind. It is also pre-wired for solar and fully framed and prewired for a future elevator, adding future-ready capability to its substantial resilience profile.
After walking up the paved driveway and past lush landscaping with mature trees, the grand entrance begins with bay views through custom 10-foot Spanish Cedar and beveled-glass front doors that lead into a foyer centered around a free-standing engineered travertine staircase crowned by a motorized chandelier set in Pecky Cypress ceiling. Chiseled marble flooring extends throughout the first floor, guiding you through expansive living and dining areas framed by two full-wall retractable sliding glass doors that open to sweeping bay views. Four gas fireplaces, custom wood cabinetry, granite surfaces throughout, and a dedicated wet bar with ice maker and wine cooler elevate both everyday living and entertaining.
The home's layout reflects thoughtful intentionality. A hidden private staircase leads directly to the study from the master wing, providing private access without disturbing activity elsewhere in the home. The upstairs study/lounge offers flexible space for reading, gaming, work, or relaxation. A full in-law suite includes its own entrance, driveway, kitchenette, bath, and laundry. Additional conveniences include a heated/cooled insulated workshop/garage, four zoned HVAC systems, whole-home A/V and Internet/Data wiring, central vacuum, hands free intercom system, and a stand-up attic for storage.
Outdoor living is exceptional. A 20,000-gallon concrete heated saltwater pool with attached hot tub and custom lighted stone fountain anchors the bayfront backdrop, complemented by two screened lanais (one with a retractable screen), a NatureKast outdoor kitchen with gas grill and hood, and Pecky Cypress ceilings on all covered lanais and balconies. From the pool area, enjoy direct access to the outdoor shower or a dedicated pool bathroom complete with shower and floor drain. The Polaris EOS smart pool/landscape lighting system enables easy control from indoors or remotely.
The reinforced dock offers water, electric, a boat lift, and a jet ski lift allowing you to keep your boat and wave runner on the lift, not in the driveway. From here, you can reach Destin by boat often faster than by car. This location embraces a lifestyle that feels like a postcard: beautiful sunrises and sunsets, dolphins in your backyard, and the ability to walk or take a golf cart to Shalimar Golf Course. On holidays, watch the Niceville, Destin, and Fort Walton fireworks simultaneously over the bay from your fire pit, hot tub, or pool deck. Walk to the end of your dock to pull up blue crabs or catch redfish and trout for dinner.
Positioned in Flood Zone X, the home does not require flood insurance under current lender guidelines, providing additional ease and confidence for coastal living.
Zoned for the Okaloosa County School District, known for its consistent "A" rating by the State of Florida, this home offers the perfect blend of beauty, strength, practicality, and coastal freedom.
Best of all... NO HOA! Paint your mailbox whatever color you want!
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Great Room | First | 25.4 x 29 | 25.40 | 29.00 | |
| Dining Area | First | 17.8 x 11.6 | 17.80 | 11.60 | |
| Kitchen | First | 17 x 14.7 | 17.00 | 14.70 | |
| Laundry | First | 15.4 x 10 | 15.40 | 10.00 | |
| Den | First | 21.4 x 19.7 | 21.40 | 19.70 | |
| Other | First | 16.2 x 14.9 | 16.20 | 14.90 | Study |
| Master Bedroom | Second | 20.8 x 21.5 | 20.80 | 21.50 | |
| Balcony | Second | 21.6 x 7 | 21.60 | 7.00 | Master Suite Balcony |
| Other | |||||
| Bonus Room | Second | 15.8 x 14 | 15.80 | 14.00 | Secondary Suite |
| Bedroom | Second | 14 x 15 | 14.00 | 15.00 | |
| Bedroom | Second | 13.6 x 15 | 13.60 | 15.00 | |
| Bedroom | Second | 12 x 12 | 12.00 | 12.00 | In-Law Suite |
| Living Room | Second | 11 x 16 | 11.00 | 16.00 | In-Law Living Area |
| Balcony | Second | 18.2 x 7 | 18.20 | 7.00 | Secondary Suite Balcony |
| Garage | First | 21.4 x 31.8 | 21.40 | 31.80 | |
| Workshop | First | 21.4 x 13.8 | 21.40 | 13.80 | A/C Workshop Garage |
Listing Office: Richardson Realty International Inc
Last Updated: November - 20 - 2025
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.