8205 Surf Drive, Panama City Beach, FL 32408 (MLS# 1009380)


$2,825,000
8205 Surf Drive
Panama City Beach, FL 32408
MLS# 1009380
6 beds  |  5 baths  |  2856 sqft


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Property Description
Gulf-Front Oasis with Private Saltwater Pool & Excellent Rental Income! This stunning 6-bedroom, 4.5-bath beachfront home offers the ultimate luxury coastal living experience, sitting directly on the sugar-white sands of Panama City Beach--zero steps to the beach! With approximately 2,900 sq. ft., this beautifully designed home provides expansive Gulf views from nearly every room. The open-concept floor plan features a nice kitchen and a spacious living room and dining area, perfect for large gatherings. The living area is bright and airy, with large windows that capture breathtaking sunset views over the Emerald Coast. The two king bedrooms on the main floor are en suite. Upstairs, the four bedrooms offer ample space for guests, each designed with comfort and relaxation in mind; they provide flexibility for families or rental guests, ensuring everyone has their own space to unwind. Step outside to over 1,800 sq. ft. of outdoor decking, including 450 sq. ft. of covered space, ideal for enjoying the soothing sound of the waves or escaping the midday sun. The private saltwater pool is the perfect place to cool off while taking in the unobstructed views of the Gulf of America. With ample parking for boats, motorcycles, or RVs, this home is designed for both relaxation and adventure. Whether you're looking for a primary residence, vacation home, or a high-income rental investment, this property delivers! Proven rental history makes it a turnkey investment opportunity,

Details
Documents
General Property Info
userdefined76: 0
Sub-Type: Detached Single Family
Design: Beach House
SqFt Source: County PA Records
Immediate Occupancy: Yes
Garage: No
Carport: No
Pool: Yes
Pool Type: Private
Apx SqFt(Htd/Cooled): 2856
Bedrooms: 6
Full Baths: 4
Half Baths: 1
Total Bathrooms: 5
# Stories: 2
Year Built: 2013
Acreage: 0.14
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 989.15
List Date: 2026-08-06
Current Price: $2,825,000
List Price: $2,825,000
Location, Tax and Legal
Sub Area: 2719 - Beach - East
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Legal Description: Bel Air (29.1B)Beg At Nly Cor Lot 29 Blk 18th Sely Alg S Row Li Of Surf
Listing Info, Tax & Legal
Homestead: No
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 18652.32
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Gulf-Front Oasis with Private Saltwater Pool & Excellent Rental Income! This stunning 6-bedroom, 4.5-bath beachfront home offers the ultimate luxury coastal living experience, sitting directly on the sugar-white sands of Panama City Beach--zero steps to the beach! With approximately 2,900 sq. ft., this beautifully designed home provides expansive Gulf views from nearly every room. The open-concept floor plan features a nice kitchen and a spacious living room and dining area, perfect for large gatherings. The living area is bright and airy, with large windows that capture breathtaking sunset views over the Emerald Coast. The two king bedrooms on the main floor are en suite. Upstairs, the four bedrooms offer ample space for guests, each designed with comfort and relaxation in mind; they provide flexibility for families or rental guests, ensuring everyone has their own space to unwind. Step outside to over 1,800 sq. ft. of outdoor decking, including 450 sq. ft. of covered space, ideal for enjoying the soothing sound of the waves or escaping the midday sun. The private saltwater pool is the perfect place to cool off while taking in the unobstructed views of the Gulf of America. With ample parking for boats, motorcycles, or RVs, this home is designed for both relaxation and adventure. Whether you're looking for a primary residence, vacation home, or a high-income rental investment, this property delivers! Proven rental history makes it a turnkey investment opportunity,
Sale Type
Accept Backup Offers: 1
Waterfront
Gulf: 1
Waterfront Feet: 40
Construction Status
Construction Complete: 1
Waterview
Gulf: 1
Lot/Parcel Access
County Road: 1
Paved Road: 1
Construction/Siding
Foundation Stilts: 1
Roof Metal: 1
Utilities
Electric: 1
Gas - Natural: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Zoning
Resid Single Family: 1
Exterior
BBQ Pit/Grill: 1
Deck Covered: 1
Hot Tub: 1
Pool - Gunite Concrt: 1
Pool - Heated: 1
Interior
Breakfast Bar: 1
Floor Tile: 1
Furnished - All: 1
Window Treatmnt Some: 1
Financing
Conventional: 1
FHA: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Refrigerator: 1
Refrigerator W/IceMk: 1
Security System: 1
Stove/Oven Electric: 1
Washer: 1
Energy
AC - 2 or More: 1
AC - Central Elect: 1
Heat Cntrl Electric: 1
Water Heater - Elect: 1
Master Bedroom
First: 1
Bedroom
First: 1
Second: 1
Kitchen
First: 1
Full Bathroom
First: 1
Half Bathroom
First: 1
Rooms
Bedroom: 1
Dining Room: 1
Full Bathroom: 1
Half Bathroom: 1
Kitchen: 1
Laundry: 1
Master Bathroom: 1
Master Bedroom: 1
Recreation Room: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 8205
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Project Name/Subdivision: BEL AIR
Parcel ID: 30437-020-000
Property Features
Sale Type: Accept Backup Offers
Construction Status: Construction Complete
Zoning: Resid Single Family
Waterfront: Gulf
Waterview: Gulf
Exterior: BBQ Pit/Grill; Deck Covered; Hot Tub; Pool - Gunite Concrt; Pool - Heated
Interior: Breakfast Bar; Floor Tile; Furnished - All; Window Treatmnt Some
Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Refrigerator W/IceMk; Security System; Stove/Oven Electric; Washer
Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable
Energy: AC - 2 or More; AC - Central Elect; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: First
Bedroom: First; Second
Kitchen: First
Full Bathroom: First
Half Bathroom: First
Rooms: Bedroom; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Laundry; Master Bathroom; Master Bedroom; Recreation Room
Financing: Conventional; FHA
Room Information
Room Name Level Dimensions Length Width
Master BedroomFirst13.8 x 1213.8012.00
BedroomFirst11.4 x 11.111.4011.10
BedroomSecond11.6 x 11.511.6011.50
BedroomSecond11.5 x 1111.5011.00
KitchenFirst11.4 x 1111.4011.00
Dining RoomFirst11.4 x 1111.4011.00
Recreation RoomSecond19.4 x 12.419.4012.40
Master BathroomFirst8.8 x 58.805.00
Full BathroomFirst8.1 x 58.105.00
Half BathroomFirst5.2 x 55.205.00
LaundryFirst5 x 45.004.00

Listing Office: Counts Real Estate Group Inc

Last Updated: August - 27 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.